Since 20 19, China Agricultural Development Bank has innovatively launched a "value-preserving loan" credit model with "credit+futures" as the carrier, and actively applied it to cotton purchase, helping enterprises effectively avoid the risk of cotton market fluctuation caused by COVID-19 epidemic and ensuring the normal operation of cotton market players.

The Agricultural Development Bank cooperated with futures companies to carry out research, and launched a "value-preserving loan" model with the help of modern financial means. Agricultural Development Bank uses credit leverage to guide enterprises to hedge with risk management tools such as futures, help enterprises to prevent and control market risks, improve their ability to resist risks, and ensure their normal operation in market fluctuations.