First, you should be able to distinguish: main bid company/white bid company/black platform,
You can know whether your principal is safe. The main standard company has the highest safety factor, followed by the white standard, and the black platform has no safety factor.
First, judge whether it is the main bid or the white bid from the company entity.
The main tendering company is embodied in the company name as XX Securities Company and XX Futures Company;
White label companies are embodied in the company name as XX Investment Management Company, XX Asset Management Company, XX International, XX Finance and so on.
Then why is the safety factor of the main bid company higher than that of the white bid company? Banks, insurance and securities are equally regulated, and the regulatory authorities will only issue licenses to them if they meet the requirements of the regulatory authorities. This is why no one can open a bank, insurance company or securities company at will, but anyone can register an investment company. According to international practice, you should register a securities company:
First, there must be a qualification license;
Second, the registered capital must meet the standard, generally hundreds of millions.
Third, employees hold certificates, and executives need 3-5 years of experience.
Four, pay the securities investor protection fund and withdraw the trading risk reserve.
5. Independent accounts must be set up. (Isolating accounts is the most important prerequisite to ensure the safety of customers' principal).
Isolation account is to isolate the customer's funds from the company's self-operated funds, and no one can touch the money except the customer himself, and no one has the right to transfer the funds to this account; In the future, if the company goes bankrupt because of poor management, the customer's funds will still be unaffected and can be returned to the customer's hands. Here, we need to distinguish between independent accounts and corporate accounts. The company account means that money is transferred to the company account, and the company has the right to use your money to do other things without your supervision. So, if there is a risk that this company will go bankrupt, you won't get your money back. Why have investment companies run away so much in recent years? Because the customer put the money into the company's corporate account. We have all heard of investment companies running away with money, but we have never heard of securities companies running away with money. This is all because of the isolation of accounts.
Just now, I said to distinguish the main bid from the white bid by name, and I also said to judge the safety factor of the company by isolated account. Another important indicator is supervision, depending on whether the company is supervised onshore or offshore. Onshore supervision means that the company is registered in country A, its special account is in country A, and it is supervised by the relevant regulatory authorities in country A, so the safety factor is high. Just like Everbright Securities and Guangfa Securities in China, they are both onshore supervision, because they are all brokers registered in China, and their special account is in China, and they are supervised by the China Securities Regulatory Commission. For offshore supervision companies, the safety factor is relatively low. For example, a company says that I am registered in country A, but my segregated account or supervision is in other countries. First, the distance is too far to supervise. Second, this kind of supervision is basically in some small island countries, and it is not safe to do it with money.
The last black platform, fake platform, is the place that should be supervised, but you didn't check it. It is said that you haven't checked where the quarantine account is. This has no safety factor, please stay away. Everyone knows how to judge whether your principal is safe.