The probability of making money by holding a fund for a long time is high, but whether the fund can make money depends more on the ability of the fund manager to invest in stocks. If an investor unfortunately chooses a fund, the income of this fund will be many years worse and the scale will be smaller and smaller. The worst result is that it will lead to liquidation and delisting, which may not necessarily make money.

A few simple skills teach you how to choose a high-quality fund. If you hold it for a long time, the probability of profit is very high:

1. Choose a fund according to your risk tolerance. If you are worried about risks, you can choose money funds and bond funds. Unless there are force majeure factors, these two funds will make money if they are held for a long time. If the risk tolerance is high, you can choose stock funds related to the stock market.

2. Equity funds can be selected according to the past performance of the fund manager, the working years of the fund manager, the number of funds managed by the fund manager, the maximum withdrawal, the fund size and other indicators. Choose a fund with high yield, long experience, no more than 5 managers, small maximum withdrawal rate and moderate fund size.

3. Don't operate frequently after buying a fund.