1. In the process of housing loan, the developer will pay a certain deposit to the bank, and the bank will refund the deposit after the mortgage loan is successful.
2. Users need to abide by the regulations of the bank before they can refund the deposit. After the mortgage is fully paid off, go to the bank to go through the relevant formalities and get the relevant materials to handle the mortgage.
3. If the deposit is successfully processed, it can be returned to the developer, who will return it to the buyer within the next few working days and can collect it with relevant documents.