In order to apply for a loan, our company opened an ordinary account and a loan account in Jiangsu Bank. From which account is the monthly loan interest deducted?

1, monthly loan interest settlement and future principal repayment are deducted from the general account.

2. A general deposit account refers to a bank settlement account opened by a depositor in a banking institution outside basic deposit account for loan or other settlement needs. According to the regulations, depositors can apply for opening a general deposit account as long as they have the need to borrow money or settle other accounts. This account can be used for cash deposit, but not for cash withdrawal.

3. Special deposit account refers to the funds that depositors need special management for specific purposes according to the provisions of laws, administrative regulations and rules, and should be included in the use and management of special deposit accounts.

Scope of opening a special deposit account:

(1) Capital construction funds;

(2) Updating and transforming funds;

(3) Extrabudgetary funds;

(4) Funds for purchasing grain, cotton and oil;

(5) Securities trading settlement funds.

(6) Futures trading margin.

(7) Trust funds;

(8) interbank funds deposited by financial institutions;

(9) Policy real estate development funds;

(10) Company bank card reserve fund;

(1 1) Housing accumulation fund;