Last year, I did futures. Before and after the Spring Festival in 2020, the market was reversed because of the epidemic. Then I died and covered all the money I could. Lose 50,000 or 60,000 books every day. I looked at my heart trembling and didn't have the courage to cut meat. I hope the epidemic is over. As a result, I lost all my money. After the liquidation, it rose back this year. That helplessness makes people collapse.
A while ago, it was really unbearable. The salary of about 4000 yuan per month is not enough to pay interest. Finally, I had a showdown with my wife. My wife gave me a loan card with a monthly interest repayment of 50,000 yuan, and then said a lot of extremely disappointed words to me, saying that she would never trust me again. I have a criminal record. In 20 12 years, I lost at least 20-30 in gold and silver futures, and then I finally got a stable job, which is an explanation. Now this kind of thing has happened again, and she can't accept it. She called her parents and then called my parents. My parents said a lot of things that made them feel uncomfortable. They are rural people, with little savings and increasing psychological pressure. Under pressure, everything has an impact.
1, I have no enthusiasm for doing things, and I feel guilty for doing everything: I used to keep exercising every day, but now I have no idea, just thinking about making money. I used to play cards with my colleagues at night (because I work in a different place and go home on weekends), but now I just sit down and eat quietly, watch them chat and occasionally laugh with them, feeling out of place.
2. Quietly accept my wife's disappointment: My wife is telling me what to do now, and she accuses me of anything wrong. If I had quarreled with her long ago, I would bear everything silently now.
3, confusion about the future: I rely on this salary every month, and the interest is not enough. I want to do something that doesn't lose face and can't find any good projects. Write something every day, hoping to find the direction slowly.
Talk about it in a place where no one knows. There's too much pressure. I don't know when I can't carry it.
My brother owed more than 800,000 yuan for 20 12 gambling, and his family didn't know until he was controlled by usury. Later, he sold the house his parents bought for him, returned most of it, and 10 yuan returned it slowly. My sister-in-law didn't divorce for the sake of her children, but she still lived well. Later, she lived with her mother-in-law's family, and the old man helped to take care of the children. All living expenses were borne by the old man. As a subsidy, I thought he would get better and change. Last month, he suddenly ran away. It was not until the usurer came to his door that he knew that he had started gambling again at the beginning of this year. He resigned and owed 654.38 million yuan. None of his family would care about him, and all his relatives and friends told him not to help him. This kind of person will never change. Now that he is divorced, people don't know where to go. The usurer is now looking for his parents and sister-in-law every day. I'm tired and depressed. Having such people at home is a kind of harm to parents, wives and children, and brothers and sisters. There is only one fate now. I hope I don't know you in this life, and I won't know you in the next life!
Doubt life.
I am in debt because I can't get an unexpected loan and I am heavily in debt.
At the beginning, I was carrying my wife behind my back, and I was carried away by my buddy's loyalty and pieced it together everywhere. Plus the bank and credit card, I took hundreds of thousands.
At the beginning, the other party could still pay the credit card bill on time. Within half a year, people ran away. Leave me hundreds of thousands of holes.
The first thunder that detonated was Zhao X Bank, because the credit card was consumed by the other party by hundreds of thousands. Among them, some quotas are temporary.
The most harmful thing is this line. If it cannot be returned on time, the whole credit will be dealt a fatal blow.
Soon, the collection began.
The company, the street where I registered, my wife, my mother-in-law, and some people who often contact me all received my collection information.
My wife can't hide, but I'm lucky not to tell the truth, and I still hope that the other party will pay back the money. I don't believe that the other party would lie to me like this. As it turns out, I was all wet.
On my wife's side, I only revealed less than 300,000 debts. And hid a small part. It is this hidden part that finally turned my life into hell.
My wife started chipping in to help me pay the bill. My income is also controlled by my wife. Before, I gave my wife a fixed amount every month, and then the daily expenses at home.
Now, I have no income and some hidden accounts.
Big mistakes are often decided by the first choice.
My first decision to borrow money was completely wrong.
Then, I made a second mistake, adding insult to injury. I didn't tell my wife the truth.
If I say that these are my personal deliberate choices, then the next choice is self-inflicted.
I started to borrow money online, because the previous credit was good, and the amount on some platforms was still quite high.
Coupled with the ease of the audit, soon, I borrowed a new debt of about100000, and started the cycle of robbing Peter to pay Paul.
My overdue became more and more serious, the platform began to shrink lending, and my turnover quota began to freeze. In other words, the platform has put me on the restricted loan list.
However, my debt has been increasing and the repayment period is getting shorter and shorter.
With the closure of the platform channel, I started the second round of financing in my circle of friends.
Before, I was in the A round of financing. Because of my previous personality and reputation, everyone didn't care much about my loan.
Since the overdue, my address book has been maxed out by one platform after another. My character has conquered the earth.
All my friends and colleagues have closed the door to credit except my brother who is a close friend of life and death.
At this point, my life is in dire straits.
Between husband and wife, suspicion and resentment began to grow day by day, and my wife became strange to me. Besides quarreling, we also quarreled.
If the wrong behavior between adults has an impact once, the impact on children will be magnified a hundred times.
My son is only four years old. Whenever my husband and my wife have war at home, my son will cry helplessly.
Because of debt, we neglected the growth of our son, especially in childhood.
My recklessness and irrationality have brought disaster to my family, my wife and my children.
However, at this point, I have no way out.
In order to pay off my debts, I misappropriated the repayment of several mortgages, and the mortgages were forcibly terminated.
It means that I have to take out hundreds of thousands of mortgages at one time, otherwise, my home and house will be auctioned.
At this time, in order to keep the house, we can only divorce.
Transfer the house to the wife's name before prosecution.
Finally, we divorced.
But the mortgage is still not hidden, because we divorced late.
My wife went back to her mother's house and borrowed most of her menstrual money. We promised to pay it off within two years, and my father-in-law took out his property as a guarantee.
Our life can be relaxed for a while, and my wife's face begins to have a smile.
We began to work hard to make money and pay our debts. In the first year, we paid back 200 thousand. All these debts are borne by my wife alone.
Although there is no fatal urgent debt, slow debt is more tormenting.
Our relationship has reached freezing point. Although we are divorced, we still live together. The main purpose of divorce is to keep the house.
Especially my wife, a month before the debt broke out, we were still planning to have a second child. Now, in her view, this is just a dream.
However, something unexpected happened. My wife was pregnant unexpectedly, and we struggled for a long time to decide whether or not.
My wife really wants a daughter. In reality, we can't afford it now.
We had a fierce argument, and I chose to avoid it afterwards.
I followed the company to Beijing, and my wife was desperate at home.
Within a week, the embryo in the belly stopped growing.
Water under the bridge. Our relationship has reached the point of incompatibility.
By the time I got home, the lock at home had been changed.
Another fierce quarrel alarmed the police.
Legally, this house really has nothing to do with me. I lost this once warm home.
I stayed out for about a month, and my wife collapsed when my son nagged his father.
Returning home after a month's absence is the longest separation between husband and wife since we met.
However, our debts have hurt us and we have no intention of stopping.
As soon as I mentioned the money and debt between my wife and me, it exploded in a few words.
Every time, when we encounter a large amount of expenditure, we will be very cautious.
Life, at this time, is a complete torture, and our marriage has been hit again and again.
Get married, divorce, remarry, and then divorce. ...
Over the years, we have loved, hated, been close and alienated. ...
If there is an afterlife, she will definitely not choose me. I am not worth it.