The choice of financial management mainly depends on your risk tolerance and income expectation. If you have enough time and are risk-oriented (note: risk and return are equal, and any investment has the characteristics of "high risk and high return, low risk and low return"), investors can choose futures, foreign exchange margin trading and gold and silver T+D margin trading; If you are a risk-neutral investor, you can choose physical gold and silver or paper gold and silver, stocks and equity funds when you are busy; If you are a risk-averse investor, you can choose treasury bonds, bond funds, and regular savings. Of course, you can also invest in industry to do some business. Personal advice can be invested in fund management, and the risk and return are relatively stable. You can consider the fixed investment of the fund, and get 500 to 1000 every month. If you feel good, you can invest money later. If you feel bad, you can terminate the fixed investment in time. Anyway, there is no time limit for the duration of the fund. If it is held, it will not lose in full. Fixed investment is equal to risk sharing, which is suitable for long-term financial management. In short, make a choice that suits you according to your own situation, and remember not to follow others. You can leave a message on Baidu Hi if you have any questions. Good luck!