2. The service life is different: the service life of commercial and residential buildings is forty or fifty years, and that of residential buildings is seventy years.
3. The requirements for the expiration of property rights are different: the right to use residential houses will generally be automatically extended after expiration, while non-residential houses should be compensated for paid services according to relevant laws and regulations.
4. Different cost of living: In terms of water and electricity, residential houses are charged according to the water consumption of residents, and commercial and residential uses are charged according to the water consumption of businesses, so the cost of living is relatively high.
What are the risks of buying a commercial service room? 1. You can't leave your account.
Because the nature of commercial housing and land resources is commercial services, there will be no hukou, which leads many children to want to go to school with their housing hukou, and this detailed address cannot be used as household registration credentials to apply for admission. This kind of thing is especially obvious in first-tier cities.
It's not easy to start.
Because of the unchangeable defects, such as high cost of living, few successors in the future, it is difficult to sell, especially in third-and fourth-tier cities, it is difficult to get rid of the inventory of houses, let alone houses with commercial services.
3. The risk is relatively high.
Many commercial service houses have people, water and electricity, and developers privately open natural gas. But once the policy is tightened, there is no doubt that the first commercial service room will be demolished soon.
It is difficult to borrow money.
You can't make a provident fund loan when buying a house with commercial service nature. When choosing a commercial loan, you usually need to meet a down payment of 50%, and the loan time is limited to 10 years at most.
What does the insurance rate mean? The premium rate is the percentage that the positive share price must change before the expiration of warrants (stock index futures), so that warrant investors can finish bullish on the expiration date. The higher the insurance premium, the more difficult it is for peace and the greater the risk. Premium rate is an important index value in warrant valuation, which reflects the deviation of warrant price from stock price rather than exercise price. The premium rate determines the cost of investors, and the greater the premium rate, the greater the cost.