However, there are also high and low risks, and normal risks are directly proportional to returns, so don't pursue too high returns, and low-risk guaranteed financial management is relatively stable.
Extended data:
In fact, the income of bank wealth management products is similar to that of stock market investment, and the past performance cannot represent the future performance. Bank sales are intentionally or unintentionally misleading, and many products emphasize the high simulated rate of return in the past few years, suggesting that investors will have such good performance in the next few years.
Unlike securities investment, bank wealth management products have poor liquidity, and there are many complaints and disputes about long-term wealth management products. Most bank wealth management products clearly stipulate that customers are not allowed to withdraw and redeem in advance after subscription, and can only apply for pledged loans.
Other banks allow early redemption, but require customers to pay liquidated damages and bear the risk of principal investment. The source of the first bank financing principal loss dispute in Beijing is that the customer wants to redeem it in advance.
Baidu encyclopedia-bank wealth management products