There are many ways to speculate in gold in China, which are mainly divided into the following categories:
1. Physical gold: Gold bars, coins and bricks are the main products, and the transaction cost is about per gram 15 yuan, which is relatively high and the investment benefit is not very cost-effective. It has the function of maintaining and increasing value, and can resist the asset shrinkage caused by inflation.
2. Paper gold: bank virtual gold, buying and selling gold contracts in bank online banking, buying at a low price and selling at a high price, earning the difference, and having no function of preserving or appreciating. The transaction fee is calculated according to the spread of 0.8- 1.2 yuan per gram, which is high. The quotation is quoted by the bank itself, and there are many bubbles. You can only buy up, not down. Once quilt cover, you can only wait.
3. Gold futures: Futures companies have low account opening fees and fixed delivery periods, which are not suitable for long-term investment. Trading for 4 hours every day, there is no night market trading time, and the biggest fluctuation of gold is at night, which has a long time span and high risk.
4. Shanghai Stock Exchange (Gold T+D): The investment products launched by Shanghai Gold Exchange are provided by the agents of major banks, and the quotations are unified and fair. The margin system is adopted in the transaction, which improves the utilization rate of funds. T+0 trading mode allows you to buy and sell in real time. You can also close your position and sell it when there is profit on that day. You can also hold appreciation investment for a long time, and there is no prescribed delivery period. Two-way operation can buy up or down. Having night market trading hours can better grasp opportunities, avoid risks and be more suitable for operation. Among them, Minsheng Bank has a margin ratio of 10.5% and a handling fee of 14, which is the lowest among other banks, and accounts are free.
To sum up, the more suitable gold investment varieties are: gold T+D.
We are a customer service provider of Minsheng Bank, providing free follow-up professional operation guidance and market analysis software for customers of account opening and contracting institutions. We have a huge professional analysis team and have a good grasp of the trend of the gold market. Our company currently cooperates with five banks and is an authorized service provider of banks. In other words, the investment in gold T+D is through the platform of the bank, and our company only provides services (professional information, market conditions, operational suggestions, technical guidance, and disk reading software) for customers. Cooperative banks include: Minsheng, Industry and Commerce, Shenzhen Development Bank, Industrial Bank and China Merchants Bank.
The specific account opening process of Minsheng Bank: go to the counter of Minsheng Bank with my ID card to apply for debit card-open VIP version of personal online banking-get U Bao-go home to sign an online banking contract and fill in the cooperation agency number (0020 1 1)- contact us to open the follow-up free service after signing successfully.
Services include: daily expert operation advice and guidance-SMS tips-mobile phone quotes-professional analysis and disk reading software.
For details of other bank account opening procedures, please add my Baidu number for consultation.
Recently, the firm trading contest was launched: you can participate by opening an account and signing a contract. The first prize is a BMW, the second prize is a 300g gold bar, and the third prize is a100g gold bar and other gold coins and silver coins. You can add my Baidu number if you are interested. Investment is a state of mind, and service is a profession.