First, allocate funds rationally and live within our means.
Investors should pay attention to the rational allocation of investment amount and strictly distinguish between living funds and investment funds. In the case of not affecting their own and family life, use the rest of the money to invest, so as to live within our means and invest moderately. Gold investment has certain risks. It is suggested that investors who are new to the market invest a small amount to test the water, even if they encounter risks, they will only lose a small amount, which is not fundamental. Moreover, Bian Xiao suggested that novices who invest in gold for the first time should not set foot in the futures market easily, avoid pursuing high-profit and high-return investments, and focus on safe investment and long-term profit.
Two, clear the purpose of investment, choose investment projects.
At present, gold investors are mainly divided into three categories: gold hoarders, gold investors and gold speculators. A gold hoarder is a person who hoards gold for a long time. They trade gold not to make money, but to preserve its value. They don't care much about the rise and fall of gold prices, and there are fewer people engaged in storage, which will not have a great impact on the gold market. Gold investors are the main force in the gold market, mainly making use of the rise and fall of gold prices to earn the difference, and there are more people engaged in it. Bian Xiao doesn't recommend a speculator, because speculation has a lot of luck and risks. Investors can position their investments from the above three categories, and then subdivide the investment products they want to engage in. There are many kinds of gold investment, and each investment product has its own advantages. Investors should choose investment products according to their own needs and don't listen to others' persuasion.
Third, follow the trend and get twice the result with half the effort.
Under the premise of clear market, it is a wise choice to follow suit. From the perspective of gold investment skills, under the general trend, it is necessary to operate along the upward trend and make orders in the direction of trend development. Because the low point is hard to meet, it is a good idea not to wait for the low point, buy in batches, and then throw it out when the price rises, waiting for the next buying opportunity.
Extended data:
Investing in gold requires attention:
1, black platform is not selected.
The most common black platform is to promise investors a high return in the name of speculating paper gold, which is actually a "gambling game". By controlling the price of the virtual platform, the backstage staff of the trading platform set traps at the so-called exchanges and agents.
2. Don't trade beyond the risk tolerance.
The ability of individuals to take investment risks is related to age, gender and family status. For example, married families with children and unstable income will have lower risk tolerance than single people; Families with higher annual income will have higher risk tolerance than low-income families; People with certain investment experience will have higher risk tolerance than those without experience.
Don't disclose your account information to strangers.
Some criminals get your online banking user name and password through phishing websites, operate investment gold on your behalf, and then call you to pretend that your card has been stolen. They are customer service to help refund, and then ask you for information such as electronic password and verification code to achieve the purpose of transfer.
4. Don't blindly chase up and kill down.
Affected by various international political and economic factors and various emergencies, the price of gold may fluctuate violently. In the face of the rapid rise or fall of gold prices, if we can't be rational and blindly choose to chase after the rise and kill the fall, it will cause financial losses.
Don't trust the advice of so-called "experts"
There are many suggestions on the analysis of the gold market, and all kinds of "gossip" and so-called "expert" suggestions can be seen everywhere. Get something for nothing Without subjective judgment and rational thinking, it is not far from danger, and "leek" often does this.
6. Don't invest unlimited.
Capital also has an opportunity cost, and holding gold for a long time is not without cost. Inappropriately treating gold investment as a stable transaction, insisting on never selling even if there is a loss, or blindly refusing to admit the loss and not setting an investment limit may cause greater losses.
7. Don't take it too seriously.
Gold is a global 5*24 hour uninterrupted market. Paying too much attention to it, watching the market every day and caring about the change of gold price every minute will only increase the psychological burden and miss many beautiful things in life.