1, the account itself, directly to the user's main ID card, can be exchanged for 5w dollars every year, at any time, the procedure is simple.

2. After redeeming the household quota, redeeming it with someone else's ID card. Now the new policy of the State Administration of Foreign Exchange is to exchange 5000 with other people's quotas. You can only change it once a day. An account can be exchanged for two people's ID cards, and the average bank staff can only exchange about 8200.

3. If the above two situations cannot be met, then open a settlement account and exchange dollars at any time.

In all three cases, I need to go to the bank to change my ID card and sign it! ! !

Procedures for changing US dollars in the bank:

1. If you want to exchange cash, you must go to the bank counter to exchange it. You need to bring your valid ID card to the counter to fill out the application for purchasing foreign exchange.

2. If the money is in the card, you can exchange it at the ATM first, and then go directly to the bank counter to withdraw it.

3. Online banking exchange: log in to online banking, select investment and wealth management, click settlement and sale of foreign exchange, select RMB to purchase foreign exchange, and then withdraw cash from the bank.

Supplementary information:

At present, the convertible currencies of banks are: British pound, Hong Kong dollar, US dollar, Swiss franc, Singapore dollar, Swedish krona, Norwegian krona, Japanese yen, Danish krona, Canadian dollar, Australian dollar, euro, Philippine peso, Thai baht, Korean won, Macao pataca and new Taiwan dollar.

1) Procedures for purchasing foreign currency

(1) If the freely convertible currencies held by Hong Kong, Macao, Taiwan, overseas Chinese and foreigners need to be converted into RMB, they can go to the banking department to exchange them with their valid identity documents;

2) Procedures for selling foreign currency

(1) Hong Kong, Macao, Taiwan, overseas Chinese and foreigners who hold unused RMB in their hands and want to exchange foreign currency may be allowed to exchange foreign currency at one time on the basis of a foreign currency memo valid for 6 months from the date of issuance;

3) Procedures for selling foreign currency

(1) Hong Kong, Macao, Taiwan, overseas Chinese and foreigners can exchange one foreign currency into another;