(2) According to different organizational forms, investment funds can be divided into corporate investment funds and contractual investment funds. Corporate investment fund is a profit-oriented joint-stock investment company composed of investors with the same investment objectives, and invests its assets in specific objects; Contractual investment funds, also known as trust investment funds, refer to investment funds formed by fund sponsors issuing fund shares according to fund contracts concluded with fund managers and fund custodians.
(3) According to the different investment risks and returns, investment funds can be divided into growth investment funds, income investment funds and balanced investment funds. Growth-oriented investment funds refer to investment funds whose investment purpose is to pursue long-term capital growth; Income fund refers to an investment fund whose purpose is to bring high-level current income to investors; Balanced investment fund refers to the investment fund whose purpose is to pay the current income and pursue the long-term growth of capital.
(4) According to different investors, investment funds can be divided into stock funds, bond funds, money market funds, futures funds, option funds, index funds and warrant funds. Stock fund refers to an investment fund with stocks as the investment object; Bond funds refer to investment funds that invest in bonds; Money market funds refer to investment funds that invest in short-term money market securities such as treasury bills, large negotiable certificates of deposit, commercial bills and corporate bonds; Futures funds refer to investment funds with various futures varieties as the main investment targets; Option fund refers to an investment fund that invests in stock options that can distribute dividends; Index fund refers to an investment fund that takes the price index of a securities market as the investment object; Warrant fund refers to an investment fund with warrants as its investment object.
(5) According to the types of investment currencies, investment funds can be divided into dollar funds, yen funds and euro funds. Dollar funds refer to investment funds that invest in the dollar market; Japanese yen fund refers to an investment fund that invests in the Japanese yen market; Euro fund refers to an investment fund that invests in the euro market.
In addition, according to the different sources and regions of funds, investment funds can be divided into international funds, overseas funds, domestic funds, national funds and regional funds. International funds refer to investment funds whose capital comes from domestic sources and invests in foreign markets; Overseas funds, also known as offshore funds, refer to investment funds whose funds come from overseas and invest in foreign markets; Domestic funds refer to investment funds whose capital comes from China and invests in the domestic market; State funds refer to investment funds whose capital comes from abroad and invests in specific countries; Regional funds refer to investment funds that invest in specific fields.
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1. At present, the funds supporting fixed investment business are: 20200 1 Southern Steady Growth Fund, 040002 Huaan China A-share, 16 1604 Rongtong Shenzhen Stock Exchange 100, 2550 10 Guolian Desheng. 48 100 1 ICBC Credit Suisse Core Value, 270002 Guangfa Steady Growth, 16 1605 Financing Blue Chip Growth, 32000 1 Nuoan Balanced Fund, 050004 Bosera Select Fund, 2002/.
2. The minimum monthly subscription amount of the Fund's fixed investment business is 200 yuan RMB, and the difference of investment amount is 100 RMB. At present, the bank has launched two types of fixed investment funds with investment periods of 3 years and 5 years (corresponding fixed investment fund types are 36 1 and 60 1 respectively), and the transfer period is 1 month.