stock
Ticket-linked investment is the most widely known investment type. Investing in stocks is actually investing in the future growth of listed companies. China stock market started at 1990, during which it experienced eight bull markets and seven bear markets. Belonging to policy intervention, there are two ways for stocks to make profits. The first is that the stock price they hold has gone up, and the second is that the stock has been paid dividends. The profit of the stock is rising unilaterally. In the domestic market, the market is in a bear market and a volatile market for nearly 70% of the time, so it is difficult to make a profit. The trading hours of A shares are 9:30- 1 1:30 in the morning, 1-3: 00 in the afternoon, ***4 hours, and T+ 1 trading, that is, buying today can not be sold until at least tomorrow, so it is not flexible enough to deal with emergencies, and the domestic stock market system is not particularly perfect.
fund
A fund is a fund management company that concentrates investors' funds by issuing funds and is managed by a fund custodian (that is, a qualified bank). Fund managers manage and use funds to invest in financial instruments such as stocks and bonds, and then * * * bear the investment risks and share the benefits. Realize "lump-sum deposit" and "lazy investment"; The risks and returns of funds are lower than those of stocks.
Liquidity is slightly worse than that of stocks, and open-end funds can be redeemed at least by T+2. In the process of entrustment, the fund market may face moral hazard that fund managers are prone to, such as rat warehouse, which has rich types of funds and different risk coefficients. The investment threshold is very low, and some funds 10 yuan started to invest.
Stock index futures
Stock index futures are mainly based on the Shanghai and Shenzhen 300 Index and traded by monthly contracts. Unlike stocks and funds, stock index futures can operate in both directions and make profits in both directions. It is a highly liquid T+0 transaction. A deposit of 15% is required for the transaction. The stock index futures market started at 2065,438+00, and the investment threshold is relatively high, requiring a capital threshold of 500,000 yuan. Trading hours are 9: 00 a.m.15-1:30 a.m., 6: 00-3 p.m.:15, ***4.5 hours. Investment is risky. This is also a market for policy intervention.
Commodity futures
Commodity futures, like stock index futures, are also T+0 long and short transactions. You can buy up and down, and you can make money by buying in the right direction. When trading, you pay a deposit of 10%. Commodity futures are contracted on a monthly basis and need to be delivered at maturity. Trading hours are 9: 00 am-11:30 am and afternoon1.
Shanghai time draft
Established in 2002, this market is the first precious metal exchange in China, and its main varieties are gold, silver and platinum. Like commodity futures and stock index futures, it belongs to long and short bidirectional T+0 trading and margin trading, and the trading time is 9: 00 ~1:30, 13: 30 ~ 15: 00. 2 1: 00 to 02: 30 * * 10 hour, the market is related to the international market, but the time is different from the international fault. There is no night market on Friday. Generally speaking, the transaction is dominated by customers' independent transactions, unlike the guidance of investment consultants and overwhelming market news. The risk factor is very high.