1. You can buy physical gold through the gold jewelry counters in some department stores, as well as some shops and commercial banks specializing in precious metals such as gold. One of the information channels for Hong Kong capital of Yellow Bank is to buy physical gold. But the so-called purchase of physical gold is not just about buying gold. For example, buying gold jewelry is not reasonable. Because these gold rings, necklaces, bracelets, etc. It will inevitably involve some wear and tear during wearing. In addition, these gold may also involve labor costs or processing costs. Unless the price of gold fluctuates greatly, this kind of physical gold may not earn a high price difference in the end.
If you want to buy physical gold, I personally suggest buying it from the bank. There are gold bars improved by gold in the bank to buy. This kind of gold bar is what we call investment gold bar. They are usually printed with the words Au9999, which means it is all gold. Usually, this kind of gold bar can be used without cost, processing fee or loss.
I. Gold investment
1. Gold investment (gold is generally gold) refers to the behavior of investors to avoid costs and gain income by buying and selling gold or gold contracts. The role of gold preservation is very simple. The traditional way is to store it in a gold kiln, that is, people exchange their financial assets for various gold products and hide them to prevent financial assets from shrinking due to currency depreciation.
2. It has high value, it is an independent resource, not restricted by any country or trade market, and it does not involve companies or governments. Therefore, investing in gold can usually help investors avoid possible problems in the economic environment. And gold investment is the lightest investment project in the world.
Second, advantages and disadvantages
1. Basic advantages
Gold investment is the investment project with the lightest tax burden in the world. In contrast, many other investment products have some tax items that investors easily ignore. Especially the inheritance tax, when you want to transfer your property to the next generation, the best way is to turn your property into gold, and then your next generation will turn gold into other property, thus completely avoiding the high inheritance tax.
A. convenience
The transfer of gold is not hindered by any registration system, such as the transfer of houses and stocks. If you plan to give your child a house and a piece of gold, you will find it convenient to transfer gold to let the child move away, but the house is much more expensive. From this perspective, these assets are not as liquid as gold.
B. Excellent varieties
Because gold is an internationally recognized item, it does not need to be borne by buyers, so ordinary banks and pawn shops will give gold more than 90% short-term loans, and the maximum mortgage loan will not exceed 70% of the real estate appraisal value.
C. No bankers
The stock market in any region may be manipulated; But this will not happen in the gold market, because the gold market is a global investment market. In reality, no consortium or country has the strength to manipulate the gold market. It is precisely because the gold market is a transparent and effective market that gold investors get great investment protection.
2. Basic shortcomings
Margin investment is a way of speculating in gold. Although it may be profitable quickly, it is also quite risky. Similar to futures trading, amplification trading means high risk, and there is the risk of being forced to lighten or close positions.
100 times leverage, quick profit and relatively high risk. Forced liquidation when the margin is insufficient.