First, the settlement is convenient. No corporate basic account and general account are in the same bank, but set up by Bank A and Bank B respectively, so as to keep interbank settlement with customers as much as possible, with short time and high security.
Second, in terms of risk prevention, it is often said that "you can't put all your eggs in one basket".
It's not because of the "tax avoidance" and "tax payment" mentioned below. Because they have nothing to do with each other, or they don't need each other.
2. General tax determines that the company's income will not be so simple based on the income of a bank account. Is it income if it is borrowed? It's too hard to judge. As long as it is not the only condition, the judgment will not be used as the basis for the execution of the act. Taxes never ask for trouble.
Tax inspection is mainly about auditing accounts. If you need the support of bank data, you will go to the bank for help. It's not that no one spends that much money on auditing major cases. There is a popular saying that reasonable tax avoidance is irresponsible and ignorant. There is no reasonable and unreasonable tax payment, only legal and illegal, and tax payment is a hard rule, so you don't need to feel reasonable and unreasonable. Tax planning is the only way to pay taxes, that is, how to use tax policies to minimize or optimize tax costs. Mainly through the application of related party transactions and tax rates. This topic is so complicated and long that it's hard to say a word or two. Just don't trust who can give you a tax cut easily. In the end, it was you who fell into the "panic".
3. The choice of bank account of 3.POS organ is decided by the enterprise, and the bank will give you a good suggestion. Do you have to pay taxes or not? Is it income? Should I pay taxes? Not limited by bank data.