International trade practice is only a course of international trade specialty, which mainly includes trade terms, trade negotiations and the basic knowledge of some countries' cultural background. Mastering it is of great help to trade business. Employment orientation: foreign trade salesman, foreign trade clerk, foreign trade voucher clerk, translation of foreign trade, translator.

English requirements: English requirements are not high, solid foundation, CET-4&; Band 6 is already very good. Mainly to say. Usually watch and listen more, and oral English will be fine.

Financial engineering belongs to modern finance. Compared with traditional finance, it is financial innovation and requires creative thinking. But why is it called financial engineering besides financial innovation? Financial engineering is the main manifestation of financial innovation. What is financial engineering? In addition to financial creativity, of course, we should start with "engineering". In the most general sense, simply speaking, engineering is a kind of specialized technology or systematic work that makes use of scientific knowledge to make resources serve the people to the maximum extent. The original meaning of engineering is a discipline formed by applying the principles of natural science to the field of material production. As for financial engineering, it is obviously an extension of the original project from the field of material production to the field of financial service trade. This is in line with the qualitative provisions of engineering, because engineering uses existing knowledge to solve the problems it faces, rather than one-way thinking when solving problems. To have an optimal solution to an engineering problem, we must consider many factors and adopt the most reliable and economical methods. This has a similar explanation when solving the original project (Concise Encyclopedia Britannica 1985): "To have an optimal solution to an engineering problem, we should consider many factors and adopt the most reliable and urgent method." Therefore, it is appropriate to use financial engineering to summarize those who need comprehensive utilization and only carry out research, design and development, and have a more complicated modern financial activity. Based on the relevant literature, it can be roughly defined as: financial engineering is to design, develop and implement new financial products (including financial instruments and financial services) and new financial technologies, and to creatively solve financial problems by using financial technologies and other scientific technologies. Accordingly, financial engineering is a stylized subject about the design, development and application of financial innovative products or financial product combinations and their programs, as well as creative methods to solve financial problems. Because they are new things, people have not completely unified their theoretical generalization. Dr. Lawrence Gerriets, an American financial engineering expert, thinks from the perspective of managing and avoiding risks: "First of all, in order to better manage financial risks, the fluctuation of financial markets increasingly requires the emergence of more effective financial new products; Secondly, the current level of science and technology also enables financial institutions to create new products to price them and avoid financial risks. This led to financial engineering. " On this basis, he put forward a "unified definition": "Financial engineering is the application of financial tools to reorganize the current financial structure in order to obtain the expected results." However, the difference in definitions is actually not important, because there are no substantive differences in many different formulations at present. They are a creative combination of finance and engineering. The former includes financial instrument elements (basic financial instruments and derivative financial instruments) and modern financial theory elements (such as asset pricing theory, asset-liability theory, interest rate and exchange rate pricing theory, option pricing theory, hedging theory, etc.). ), while the latter covers the comprehensive application of compilation analysis, information technology, computer technology, engineering technology, especially system engineering.

The essence of financial engineering is to use multidisciplinary knowledge to carry out financial innovation and creation under engineering technology. Financial innovation is easy to understand. In addition to financial system innovation (not involved here), it mainly refers to financial product innovation, and the main body is "four periods"-financial derivatives of forwards, futures, options and swaps, as well as mortgage guarantee instruments and zero coupon bond. Creation is not easy to grasp, because it is often difficult to completely break away from innovation. However, in financial engineering, innovation, as mentioned above, mainly refers to the creation of new financial products or tools that have not been used before, and creation usually refers to the new use of trading methods, including financial engineers designing existing trading methods for financial products that have not been traded in this way before. This is creation, such as the use of futures trading to trade financial products in kind is very representative; It also includes a new combination of financial instruments and trading methods for stylized trading for specific purposes, which may be more common in the creation of financial engineering.

And finance includes what we usually call financial scope. In the past, many schools did not subdivide finance, but now they take insurance and financial engineering as separate majors. It shows that these majors have good prospects and the country urgently needs such talents.