Although this year's 3 15 party was a bit "arresting".

Xiao Wanjun watches it every year. Every year, he feels that these unscrupulous traders or swindlers are really "too talented". Unfortunately, this "talent" is not used in the right place.

Tencent Penguin Zhiku's latest survey report on the deception and rights protection of netizens in China shows that many netizens were deceived last year.

Most of the reasons for being cheated are the disclosure of personal sensitive information, and research shows that this is also confirmed. What everyone wants to resist most is "illegal collection of personal information".

But unfortunately, this situation will not improve instantly, so take the initiative to do some work yourself.

Xiao Wanjun will talk about how to prevent personal financial information risks today.

1. First of all, what is personal financial information?

Personal financial information is an important basic data accumulated in the daily business of financial institutions, and it is also an important content of personal privacy of financial institutions' customers.

The scope of personal financial information protection includes:

No.65438 +0 personal identification information.

Including personal name, gender, nationality, nationality, type number and validity period of identity documents, occupation, contact information, marital status, family status, address and photos of residence or work unit, etc.

NO.2 personal property information.

Including personal income status, real estate status, vehicle status, tax payment, provident fund deposit amount, etc.

Personal account information no.3.

Including account number, account opening time, bank, account balance, account transaction, etc.

Fourth person credit information.

Including credit card repayment, loan repayment and other information formed by individuals in economic activities that can reflect their credit status.

No.5 personal financial transaction information.

Including personal information obtained, saved and retained by banking financial institutions in the process of payment and settlement, wealth management, safe deposit box and other intermediate business, as well as personal information generated when customers have business relations with third-party institutions such as insurance companies, securities companies, fund companies and futures companies through banking financial institutions.

No.6 derivative information.

Including personal consumption habits, investment intentions, etc. The information formed by processing and analyzing the original information reflects some situations of specific individuals.

NO.7 other personal information obtained and saved in the process of establishing business relations with individuals.

2. So how to prevent risks?

Lovely people should enhance their awareness of prevention and take appropriate protective measures to ensure that their personal financial information and other private information are not infringed:

1. Never lend ID cards, bank cards, etc. For others to use.

2. Don't disclose personal financial information, property status and other basic information to others in daily life, and don't leave personal financial information on the Internet at will.

3. Try to handle the financial business in person, and don't entrust unfamiliar people or intermediaries to prevent personal information from being stolen.

4. When handling all kinds of business, indicate the purpose on the copy of personal identity document to prevent it from being used for other purposes.

5. Don't throw away shopping lists, withdrawals, credit card bills, etc. Casually and promptly destroy wrongly written and invalid financial business documents to prevent criminals from viewing, transcribing and deciphering personal financial information after picking them up.

6. Don't trust phone numbers, text messages and emails of unknown origin, and be wary of phone calls and emails asking you for personal financial information. Under any circumstances, the court and the police will not ask you to tell your bank account, card number, password or transfer money to an account of unknown origin. If you encounter such a situation, you should refuse and call the police immediately if necessary.

I believe that everyone understands the truth, but it is difficult to implement it. You shouldn't be lucky.