China Construction Bank can't repay the credit card when issuing fast loans. The reason for this is the following：

1, in operation. There are two kinds of bank credit loans, one is consumer credit loans, and the other is cash loans. Although the former lends to the bank card after application, it can only be used to swipe the card on the POS machine of the designated merchant, and cannot be withdrawn; The latter is to lend money to a bank card, and the money can be withdrawn or transferred when it arrives.

For example, CCB's fast loan belongs to the former. As a consumer credit loan, it cannot be withdrawn or transferred after successful handling. And we all know that credit card repayment needs to be transferred from the bank card to the credit card repayment, or the money in the bank card is taken out and transferred to the credit card account.

Therefore, from the operational point of view, CCB Express Loan obviously cannot be used to repay credit cards. Of course, some people may say that they can try to withdraw the money from the bank card, but there are certain risks in doing so. Once monitored by the bank, it may be required to pay off in one lump sum, which is undoubtedly worse for cardholders with weak repayment ability.

2. use. Banks have stipulated relevant purposes for such personal consumption loans, for example, they should be used to meet the legitimate, compliant and reasonable consumption capital needs of borrowers, and they should not be used for projects explicitly prohibited by national laws and financial regulations such as securities, futures and equity investment.