The risk assessment level is divided into five levels, from low to high: C 1 cautious, C2 robust, C3 balanced, C4 radical and C5 radical. The risk assessment level can only correspond to the purchase of products with the same risk. For example, C 1 stable investors can only buy R 1 wealth management, while C2 stable investors can only buy R2 and below wealth management, and so on.

R 1 products are generally capital preservation products; R2 products are not guaranteed, but the principal and product income fluctuate little; R3 products don't guarantee the principal, but they will invest in some volatile products such as stocks or foreign exchange, and the products have certain risks; R4 products do not guarantee the principal, but also invest in high-risk products such as stocks, gold and foreign exchange, with a high allocation ratio; R5-level products do not guarantee the principal, which is risky and the product structure is very complicated.