The bank conducts campus recruitment twice a year, one is a large-scale autumn campus recruitment in September and the other is a small-scale spring recruitment in March and April. There is a written test in the recruitment process, which is complicated and needs to be understood in advance.

The specific contents of the written bank test are as follows:

1, administrative professional ability test

This kind of question is the most common and important one in the written bank test. It mainly includes five inspection contents: speech understanding and expression, quantitative relationship, judgment and reasoning, data analysis and common sense judgment.

2. Comprehensive knowledge

The investigation scope of comprehensive knowledge includes: economics, international finance, monetary banking, accounting foundation, management, marketing, economic law, computer foundation, current affairs and politics. Although it contains a lot of examination contents, it is not very difficult at first, and it is generally based on basic knowledge. It should be noted that economics, economic law, computers, etc. They are the key objects of comprehensive knowledge, so we should pay more attention to them.

3. English

English is a part of the written bank test, including vocabulary grammar, English-Chinese translation, cloze, reading comprehension and error correction. Mainly depends on the reading and writing ability of candidates. In addition to written examination, a few banks will also have hearings for positions involving foreign exchange business. There are generally two kinds of test questions, the first is CET-4 and CET-6, and the second is TOEIC test questions. The test questions of toeic tend to detect the type of workplace, and the number of test questions is large. Because TOEIC English evaluates candidates' business English ability, many banks prefer to use TOEIC test questions.

4. Personality test

Every bank has a personality test. In fact, the main purpose of this test is to know whether the candidate's personality is biased and how well he matches the position. As long as the results of the personality test are not too extreme, they will not be brushed off. When answering questions, just answer truthfully, don't worry too much.

2. What do you usually take in the bank exam?

The content of the bank recruitment examination generally consists of several modules, including the following five: administrative professional ability test, foreign language, bank professional knowledge, comprehensive knowledge and personality test:

(1) Administrative professional competence test: Almost all written bank tests include administrative professional competence test, and the specific questions and difficulties are basically the same as those of the civil service examination.

(2) Foreign languages: Most banks' written tests include foreign languages, and the language is generally English. The types, quantity and difficulty of exams vary from bank to bank. The main types are single choice, reading and cloze. The number of questions is larger in Bank of China (*** 100), but smaller in CCB, ABC (fourth reading ***20) and other banks; China Bank and China Construction Bank are more difficult, while other banks are less difficult (about level 4 difficulty). Some banks don't take foreign languages, and some banks (postal savings offices) divide foreign languages into English, Russian and Japanese for candidates with different languages to choose from.

(3) Professional knowledge of banks: Almost all written bank tests contain professional knowledge of banks, and the questions are mainly objective questions. The professional knowledge of banks mentioned here mainly includes two aspects: one is the basic knowledge of banking finance; Part is the relevant knowledge of the bank (such as development history, main products, business philosophy, etc.). ).

As for the comprehensive test and personality test, only some banks will take the written test. The common contents of comprehensive knowledge mainly include accounting basic knowledge, legal basic knowledge, economic basic knowledge, political basic knowledge, computer basic knowledge and common sense of science, technology, culture and history.

Personality test questions are all single choice. The banks that put the personality test into the written test mainly include ICBC, CCB and ABC. The content of the personality test is relatively simple, which mainly examines whether the candidate's personality is suitable for the bank's work and whether it is realistic. This part of the content accounts for a small proportion and has little effect on the final result. Generally, you can answer according to the actual situation.

Part I: Grand Synthesis (2 hours and 40 minutes)

1. Professional knowledge: 40 questions (0.5 points); Choose more than 30 (1 min);

2. English: three reading questions *** 15

3. Test: 60 questions (0.5 points), quantitative relationship, graphic reasoning, speech comprehension, data analysis.

Part II: Personality test, 20 minutes, 200 questions.

*** 180 minutes

I hope to help the landlord. The adoption of the landlord is my greatest affirmation.

3. What is the bank exam?

The contents and types of written examinations for campus recruitment in major banks over the years are similar, and the examination contents of school recruitment in banks can be roughly divided into four categories: administrative professional ability test (which is what we usually call line test), English, comprehensive knowledge and personality test.

First, the administrative professional ability test course

Bank test questions mainly appear in the form of multiple-choice questions. It mainly includes five parts: speech comprehension, quantitative relation, judgment and reasoning, data analysis and common sense.

Second, English class.

English part of the bank test: the general bank English test includes English vocabulary and grammar, English-Chinese translation, error correction, cloze and reading comprehension, which mainly examines the candidates' English reading and writing ability; Some banks recruit senior management trainees and candidates involved in foreign exchange business positions, and also examine the listening and speaking ability of candidates.

There are two kinds of bank English test questions: one is similar to CET-4 and CET-6; The other is the TOEIC test, which focuses on everyday English and is an English proficiency test based on the workplace. Toe has more questions than other exams, but because it is a globally recognized business English proficiency test standard, it can evaluate candidates' business English proficiency more objectively and accurately, so the general bank English exam is more inclined to choose Toe questions;

Third, the comprehensive knowledge course

The comprehensive part of the bank exam will mainly involve the following aspects (pictured): economics, international finance, monetary banking, accounting foundation, management, marketing, economic law, computer foundation, current affairs and politics.

Among them, economics, accounting, money and banking, computer and economic law are the key points of assessment.

Although this is some basic knowledge, candidates who study related majors in universities may be no strangers; However, due to the extensive knowledge and strong professionalism, it is still difficult to review. Therefore, this part is the most important part of the exam review. It is recommended that candidates review early.

Fourth, personality test.

The part of the bank exam personality test is similar to MBTI professional personality test and Dutch professional personality test. , mainly to investigate whether there is a deviation in personality and the job matching of candidates. As long as the personality is not too extreme, it will not be brushed off. Don't spend too much time reviewing the personality test, just answer the questions truthfully, and don't be too extreme.

Verb (abbreviation of verb) extract

1. What are the joint-stock commercial banks in China?

Up to now, there are 12 joint-stock commercial banks approved by CBRC, including China CITIC Bank, China Everbright Bank, Huaxia Bank, Guangfa Bank, China Merchants Bank, Shanghai Pudong Development Bank, Industrial Bank, Minsheng Bank, hengfeng bank, Zheshang Bank, Bohai Bank and Ping An Bank.

These banks will also have campus recruitment in various regions, but not as many as commercial banks, which are more flexible and their income is often higher than that of the five major banks.

4. What is the general test for commercial banks?

There is no unified compilation for your reference. Just be confident.

Please accept me as the answer.

1. Short answer questions (5 points for each question, ***50 points) 1. Subject of economic and legal relations II. What are the legal characteristics of a contract? Concepts and interrelationships of assets, liabilities and shareholders' equity. Calculation formula of consumer price index. What is the price elasticity of demand? Demand elasticity of y=ax is required. 6. What is VAT? Do taxes belong to the central government or local governments? 7. financial leasing. "National treatment" principle in GATT 9. Definition of derivative financial instruments 10. Time value of money. Short topic (each item 10, * * * each item 50) 1. Explain the relationship between several accounts in SNA 2. Assuming that the statutory deposit reserve ratio is 10%, what is the maximum amount of derivative deposits that can be created by the whole banking system without considering cash leakage? (2) Give the balance sheet of the whole banking system before derivative deposits are generated (that is, when cash deposits are just accepted) and after the maximum amount of survival deposits are generated. 3. How to establish a social security system in the process of state-owned enterprise reform? 4. The role of the tertiary industry in the development of national economy and the conditions for its rapid growth. 5. The main ways to narrow the income distribution gap between the eastern and western parts of China at this stage. Test 1. Short answer (5 points for each question, ***50 points) 1, fixed base development speed and chain development speed 2. The difference between legal person and legal representative 3. Nominal interest rate and real interest rate. The difference between financial credit and bank credit. The function of money. Article 8 of the International Monetary Fund Agreement 7. Effective conditions of economic contracts. Engel's coefficient. 9. According to the People's Bank of China Law, what is the goal of monetary policy? 10. Prepare the balance sheet of commercial banks according to the following information: (unit: million yuan) capital 25 cash on hand 5 various deposits 230 various loans 170 other liabilities 10 central bank deposits 30 national debt 40 depositors' peers 20 2. What are the principles for compiling the dynamic series of short answer questions (65430 for each item)? 2. Try to explain the limitations of fiscal policy. 3. Explain the necessity of rural surplus labor transfer in China with the law of diminishing marginal income. 4. Why do you say that real estate will become a new economic growth point in China? 5. Try to analyze the main problems faced by the reform of state-owned enterprises in China. China People's Bank graduate department 1998 Master's Entrance Examination Comprehensive Questions 1. Short answer questions (5 points for each question; ***50 points) 1, moving average method and its advantages and disadvantages 2, lack of financial repression 3, several forms of guarantee of economic homogeneity 4, monopolistic competition 5, meaning of property ownership in economic law 6, purpose of IS-LM analysis 7, joint-stock cooperative system 8, contractual investment fund 9, "dirty" floating exchange rate 10, index futures 2, simplicity 2. Why is the shareholding system an important form of establishing a modern socialist enterprise system? 3. Briefly describe the relationship between life insurance rate and bank interest rate. 4, why in an open economy, a country's unstable economic foundation will cause foreign currency depreciation? 5. Relevant financial status items at the end of a fiscal year are shown in the following table: current assets are 9.6 million yuan, including accounts receivable in 380 yuan, 5.6 million yuan, non-current assets13.4 million yuan, current liabilities are 9.5 million yuan, long-term liabilities10.00 million yuan, capital is 3.5 million yuan, operating income is 30 million yuan, operating expenses are 28 million yuan, and profits. Calculation: (654.38+ (2) current ratio; (3) Capital profit rate; (4) Capital profit rate; (5) Accounts receivable turnover rate; (6) Profit rate of operating income; (7) Profit rate of operating expenses China People's Bank graduate department 1999 Comprehensive Examination Questions 1. Short answer questions (5 points for each question, ***45 points): L. Definition of probability 2. Insurance agents and insurance brokers. Liquidity trap 4. Economic cycle 5. Knowledge economy. The main terms of an economic contract. What is "progressive income tax"? Money stock and money flow. 2. Short answer questions (each question 10, ***40): L. According to the provisions of the Economic Contract Law, which economic contracts are invalid? 2. According to the general theory of economics, assuming other conditions remain unchanged, try to analyze the impact of falling interest rates on a country's domestic production: (1); (2) The influence of an open economy on a country's capital flow.

5. Bank written test questions

1 joint-stock commercial banks

The main business scope of Industrial Bank includes: absorbing public deposits; Issue short-,medium-and long-term loans; Handle domestic and international settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent for the issuance, redemption and underwriting of bonds; Buying and selling bonds and financial bonds; Acting as an agent to issue securities other than stocks; Buying and selling, acting as an agent to buy and sell securities other than stocks; Asset custody business; Engage in interbank lending; Buying and selling, acting as an agent to buy and sell foreign exchange; Foreign exchange settlement and sale business; Engaged in bank card business; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service; Financial consultant, credit investigation, consultation and witness business; Other businesses approved by China Banking Regulatory Authority.

2 ……

1 Bank capital is divided into core capital and secondary capital, and the scale of secondary capital shall not exceed 100% of core capital. According to the credit risk of assets, assets are divided into four grades: 0, 20%, 50% and 100%. The ratio of bank capital to risk-weighted total assets shall not be less than 8%, and the ratio of core capital to risk-weighted total assets shall not be less than 4%.

2. Working capital loans, fixed capital loans, real estate loans, syndicated loans and trade loans.

3 system software and application software

There are many classifications of foreign exchange, which can be divided into free foreign exchange and bookkeeping foreign exchange according to whether it is freely convertible or not; According to its source and use, it can be divided into trade foreign exchange and non-trade foreign exchange; According to the delivery period of the transaction, it can be divided into spot foreign exchange and forward foreign exchange. In China's foreign exchange banking business, it is often necessary to distinguish between foreign exchange cash and cash.