Why do some people work hard all their lives and have no money or free time?
The first kind of people, employees what is an employee? Punch in after work, and punch in after work. Let's think about it. What words do you add up to? It is the word "card". Time is not free, income is limited, the boss scolds him at work, scolds him after work, goes in at eight in the morning and lets him out at five in the afternoon. Two or three thousand a month, he was hungry and sold his time to his boss cheaply, so he had no time or money. If you are an employee of a large enterprise, then the most standard mode of your life is to go to school-get high marks-go to a good university-and find a good job. In this way, working in a large enterprise for a lifetime is an employee's life. You may also have a better salary. When you get a raise, you think you are successful. When you are promoted to a higher position, you think you are very successful. When you get a pension, you may think you are the best in your life. This is the lifestyle of employees. Some people think this is not bad, but do you want to know more about other opinions? In fact, life is not just a choice, life can have different choices. You have to see clearly before you can choose the life that suits you better and you want. It's only fair to you. Of course, the advantage of being an employee is more stable and secure, but that's in the past. In fact, at present, when the benefits of enterprises are not good, there are fewer and fewer guarantees such as pension, labor insurance and marriage housing distribution, and employees may be laid off at any time. So many people don't want to be employees now, because employees exchange time for money, work hard for money, and sell time cheaply to their bosses, so they have neither time nor money. Once you stop working, you stop making money. The second kind of person, freelancer, if you are a professional, you don't necessarily need to work somewhere. There may still be many people willing to pay you to do planning or consulting work for them. Many writers write articles for newspapers and periodicals at home. They exchange their popularity or the number of words for fees. If they write, they will make money. If they don't write, they will lose money. Singers go to many places to perform on stage in exchange for appearance fees. The more performances, the higher their income, and no income without performances. There are also many small business owners, such as clothing stores and beauty shops, who need to go to the store every day, otherwise the performance in the store is not good or zero. These people are all freelancers. I am also a freelancer. I accept the entrustment of others to help them customize the information they need and make it concrete. I don't need to go to work every day. I just need to complete the entrustment and they will pay me accordingly. At the same time, I have my own product sales channels. Over time, many people will want to use my channel to sell their products. As a result, I also obtained the agency rights of some products and got the corresponding commission through sales. The advantage of freelancers is that unlike employees, they have fixed working hours and fixed income. Freelancers want to be challenging. The advantages of such people are adventurous, diligent, responsible and willing to work overtime because they work for themselves. Freelance has many advantages, but it also has disadvantages. When I discovered the disadvantages of being a freelancer, I started to change careers. What are the disadvantages of freelancing? Freelancers start a business for freedom, but they feel even less free after starting a business, because they can't operate normally without their own career and need longer working hours to make themselves have higher income. So I have to fill my schedule and work nonstop every day, so that my income can be higher. Freelancers usually encounter such problems. They started their business because they didn't want to be managed by their boss for freedom. However, after starting a business, they find that they have to force themselves to do more things to manage themselves and make the enterprise make money, but they lose more freedom. Even if you are the boss, can you earn money after leaving your career for one year? If not, you are just a freelancer. You just have to start your own company and find yourself a job. For freelancers, the more successful they are, the busier they are, because I personally feel that I am receiving and delivering goods 30 days a month, contacting the courier company 28 days a month, and the computer is still downloading files when I go out. At that time, I thought I was very successful, but I didn't have time. I can't do this all my life, so I want to change careers. Stopping work means stopping income, which is the shortcoming of freelancers and employees. Employees get a fixed salary at a fixed time every day, and the longer the freelancer works, the higher the salary. These are all ways to make money by selling time and exchanging time for money. What does the third person, the big business owner mean? What's the difference with small business owners? The small business owner does all or most things by himself, and the fewer people he employs, the better, because he doesn't want to pay others. He has the money for his own job, and he runs his own business. Without him, the enterprise will not be able to continue to run. What about the big business owners? He doesn't work for money. He used money to hire others to work for him. He builds a system and owns it so that others can work for him in this system. He may have worked personally for ten years, but his purpose in the enterprise is not just to make money. He is building a model to let others work normally in this model, so when the model is completely established, he will leave the model and let others do it. At this time, big business owners can make money even if they don't work. When he leaves his enterprise, his enterprise will automatically use this model to make money for him. Therefore, the bigger his business, the higher his income. When he hired more people to manage the enterprise for him, there were more and more branches and marketing departments, with higher income and more and more time, but he became more and more successful, but he was more and more relaxed. Even if he leaves his job for a year, he still makes money, and his income may be higher. The biggest advantage of large enterprises is that the boss has stopped working and there is a steady stream of income. For example, we often go to some western-style fast food restaurants to eat, but when we get there, we find that the boss doesn't sell fried chicken, French fries or hamburgers, but he still makes money. It is possible that the boss of KFC sells fried chicken to him during his holiday, and he can earn money without working. This is a big business owner. A big business owner may not have to start from scratch. He may have worked hard for a long time before he can quit the enterprise. Small business owners are also working, but they can't get out for many years. Therefore, the nature of their work is different. One is to earn money for yourself through work, and the other is to invest in enterprises to build various departments after earning money from work, so that all departments can be institutionalized and systematized, and the institutions are becoming more and more sound. The main purpose of a big business owner's work is to train others, get the business on track, and let more people work for him until one day he doesn't have to work. A big business owner may not make any money in his first ten years of work. In fact, it's not that his business doesn't make money, but that he can't make money himself. So, who will the big business owners make money from? The answer is: employees. If the enterprise doesn't make money, the boss has to pay the employees. So, who made money in the end? The answer is: boss. When the boss finally earns money, he may earn the most money, which may be a lifetime, or it may be hundreds or even thousands of times that of employees. A big business owner may sell 49% of his shares to others after working for ten years, and he owns 5 1% when the business is in normal operation. He exchanged his 49% equity for tens of millions, and he also owns 5 1% equity, so he can get a stable income every year without working. Large business owners mainly have ownership, not management rights. What he wants is to own the system, not to be owned by it. He set up this system to let others work in it, not himself. Suppose you are the boss now, put the money you earn every month in your pocket and put the money you earn every year in your bank account. By the end of the year, I saw that there was 6.5438+0 million yuan, and I had to buy a car and a house. It seems that your life is better, but your business has not grown, you can't hire better talents, and your business can't grow because of the injection of funds. Therefore, it is still impossible for your business to leave you. It is the practice of small business owners not only to work in their own enterprises, but also to pay a certain fee for their cars and houses. We often hear that big business owners live frugally, have small offices and use old furniture. They may wear a watch all their lives, or even only a suit forever. Big business owners are not without money, but are used to putting the money they earn into their enterprises, so that enterprises can have funds to hire talents, establish a better model, and automatically obtain the equity income of enterprises after the advertising, marketing, production and other departments operate normally. The fourth kind of person, the investor's job is not to work, but who makes money for him? The answer is: money makes money for him. He is used to investing money in investment tools such as stock market, real estate, futures, or gold trading, so that these investment tools can earn more money for him and earn capital profits. Is he rich? Rich. Does he have time? He has more time. If he can invest successfully, he will have more money to invest, so his income will be higher and higher, and he will spend more and more time. He invests in the system, but does not participate in management. What does this mean? Business owners need money to start a business, so investors invest in entrepreneurs. After the enterprise creates the system, the business owner can make money without working. The person who originally invested in him can also earn the income of the enterprise because he owns the equity of the enterprise. Employees, freelancers, big business owners and investors depend on each other. If an investor doesn't have a big business owner to help him manage, how can he have time? How can a big business owner hire employees and freelancers to work for him if no investors give him money? If there are no big business owners, how can employees have a stable income? The same is true for freelancers, who have the opportunity to contribute their talents by paying salaries through many enterprises. These four kinds of people are interdependent in an economic system, each with its own functions and values, and there is no distinction between good and bad. My choice is: from freelancer to big business owner, because this is not to exchange time for money, but I want freedom. The reason why I share this business plan with you is that I hope people who have ideals and work hard for them will have more choices, but I don't necessarily require you to be like me. It is also good if you are willing to be an employee or a freelancer, because you have seen every subsystem of this economic system clearly and made your own choice after careful consideration. There are only four kinds of people in the world. There is no fifth way to make money. You are either an employee, a small boss, a big business owner or an investor. You can't be in the fifth range Now that we know these four kinds of people, let's learn. Employees and freelancers may be on the left in front of you. We call them the people on the left, and on your right, they may be big business owners and investors. Now look at this photo. Do you think the people on the left will have money and leisure or the people on the right will have money and leisure? Do you want to spend your life on the left or the right? Friends who read this business plan again today, I believe you all want to go. Employees exchange time for money, and strive to exchange money! Sell time cheaply to the boss, no money, no time! Time is not free, income is limited! Scold the boss at work, and scold the boss after work! Stop working = stop making money! The big business owner doesn't work for money, he uses money to hire others to work for him! He builds systems, owns systems, and lets others work in them! The bigger the system, the higher his income! Freelancers, self-employed, professionals and small business owners all have the freedom to start a business, and they feel even less free after starting a business! Longer working hours can bring higher income! Even if you are the boss, you just start a company and find yourself a job! Investors use money to earn capital gains! Money and time! He put money into the system, but ignored it! Learn to use money to buy other people's time, not time for money! It doesn't matter where you are now, what matters is where you will be in the future. It doesn't matter who you are now, what matters is what you will become in the future. It doesn't matter where your current income comes from, what matters is where your future income comes from. It doesn't matter that you are not a member of the team now, what matters is that you should have your own team friends in the future. Have you thought about it? I wish my friends success! Invite me to dinner. . .