For example, before buying a house, when the house policy requirements are not so strict, you can use leverage to speculate on the house. For example, the down payment ratio is 20%, and I have 1 10,000 in my hand. Finally, I bought five houses and paid a down payment of 200,000 yuan. Isn't this just right? I'll just pay part of the rest every month. The rest of the money belongs to the bank, and I only need to pay part of the interest. Besides, I don't intend to hold this house for a long time. I'm going to wait for its price to rise to a certain extent before selling it, so that the house price will rise by 5% and I will earn 25%. After taking a bank loan, I still earn about 20%. Isn't that just amplifying my income?
In addition to buying a house, this mortgage has other leverage. For example, in a hot stock matching broker in the market recently, you have 65,438+10,000 yuan to provide you with the highest matching business of 1: 10, so that you can leverage 1 10,000 yuan. With so much money in your account, of course, you have to pay the price, that is, the other party has to charge a certain management fee and service fee, because people also have to make money. After all, people have to bear certain risks, and then they have to draw a warning line for you. At this warning line, if we don't continue to inject capital, it will be leveled.
You can play with leverage, but you are not completely sure. Generally don't touch this thing, because buying stocks can't guarantee making money. Isn't it more risky for you to play leverage to buy stocks? Usually you lose 10%, but you only lose 10%. The remaining 90% of the principal is not a big problem. You can either keep it or run away, but if you play the leverage of 1:5 and lose 10%, your principal will have disappeared by 50%.