The wealth management card of Industrial Bank is also called the natural life family wealth management card, which can deposit and withdraw money, transfer settlement, agency services and other businesses.
since its opening 3 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service and accompanying growth" and is committed to providing comprehensive, high-quality and efficient financial services to its customers. By the end of 214, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.41 trillion yuan, an increase of 19.84% over the beginning of the year; The net assets per share attributable to ordinary shareholders was 1.286 billion yuan, an increase of 22.61% over the beginning of the year. The annual operating income was 124.834 billion yuan, a year-on-year increase of 14.23%.
The net profit attributable to shareholders of the parent company was 47.18 billion yuan, a year-on-year increase of 14.31%; The weighted average return on equity remained at a high level of 21.19%; 18 branches and 1435 branches have been established in major cities across the country; It owns subsidiaries such as Industrial International Trust, Industrial Financial Leasing, Industrial Fund, Industrial Consumer Finance, Industrial Wealth and Industrial Guoxin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.
The difference between a wealth management card and a savings card:
First, the objects are different. The wealth management card is a debit card issued by the bank to individual high-end customers, while the savings card is a debit card issued by the bank to the public.
second, the application conditions are different. Application conditions of wealth management card
1. A qualified natural person who has reached the age of 18 and has full capacity for civil conduct and repayment.
2. The average monthly amount of financial assets in the bank reaches a certain amount within one year. Generally speaking, the platinum card is above 5, yuan (inclusive) and the gold card is above 2, yuan (inclusive).
3. within one year, the average monthly balance of personal loans reaches a certain amount, and the repayment situation is good, with no bad records. In general, the platinum card is more than 1 million yuan (inclusive), and the gold card is more than 5, yuan (inclusive).
4. within one year, the consumption of bank settlement accounts (excluding large-scale consumption such as house purchase and car purchase) has reached a certain amount. Generally speaking, the platinum card is more than 1, yuan (inclusive) and the gold card is more than 5, yuan (inclusive).
application conditions for savings card: you can apply for it at the bank outlets with your valid ID card. Customers who are under age and cannot apply for an ID card can apply for a savings card with the help of their guardians.
third, enjoy different services. Financial card holders can enjoy VIP services of the corresponding level of the bank, such as preferential treatment, financial consultation and other services, while savings cards generally cannot enjoy VIP services.