1. What are the characteristics of BOC's online banking?
Bank of China Online Banking is an online banking product developed by Bank of China based on a brand-new system platform. It adopts leading network technology, design concept and security mechanism, integrates online banking services for enterprises and individual customers, and brings customers a brand-new experience.
Bank of China online banking has the following characteristics:
1. More secure transactions: BOC Online Banking ensures the security of customers' funds and information through three lines of defense (login with user name password and dynamic password, and re-enter dynamic password for identity verification after login) and nine protection measures (security control, BOC mailbox, reserved welcome information, login protection, transaction limit control, session timeout control, key account information shielding, login monitoring and related accounts of outlets).
2. More favorable service: get a free security authentication tool-dynamic password card, enjoy preferential rates for transfer and remittance, fund subscription and fixed investment, and even bring you special surprises for online payment.
3. Easier financial management: provide comprehensive and rich online banking functions, including account inquiry, transfer and remittance, time deposit, self-service payment, credit card, online payment and investment services such as foreign exchange, gold, funds, securities and futures, book-entry treasury bonds and wealth management products.
4. More convenient operation: 7*24-hour service, bilingual interface in Chinese and English, friendly and beautiful page design, website map to help you understand the whole picture of online banking, and no account inquiry with Bank of China E order (i.e. dynamic password card).
2. What services does BOC Online Banking provide for me?
(1) Account inquiry: obtain the information of my online banking related account anytime and anywhere, and inquire the account balance, transaction details or asset summary report of all related accounts.
(2) Transfer and remittance: it is convenient to transfer money between my online banking related accounts, or transfer and remit money from my account to others locally or in other places, peers or banks; You can also add and withdraw time deposits, or renew them.
(3) Bill payment: self-help payment of various daily expenses, such as fixed telephone charges and mobile phone charges.
(4) Credit card: inquire about credit card billing information and make credit card repayment; You can realize foreign exchange repayment between credit cards in my name or use the RMB balance of dual-currency credit cards to pay off foreign currency arrears, and you can also set up automatic repayment methods for credit cards.
(5) Online payment: self-service online payment service is opened through online banking, and one or more bank card accounts are set up for online payment; When confirming payment, you need to enter a dynamic password for security authentication to ensure the safety of your funds; You can check the online payment transaction records in the past year.
(6) Investment and wealth management: provide rich online investment services such as foreign exchange, gold, funds, third-party depository, B-share bank-securities transfer, bank transfer, book-entry treasury bonds and BOC wealth management products.
(7) Settlement and sale of foreign exchange: the settlement and sale quota of individual customers can be inquired in real time, and the foreign currency in hand can be converted into RMB or purchased through online banking. At present, the bank has launched this service in Guangdong and Shanghai.
(8) Bank of China mailbox: free access to a variety of personalized online banking operation SMS prompt services, effectively protecting the security of online banking.
(9) Personal settings: Personalized services can be customized according to actual needs, including setting personalized aliases for online banking related accounts, revoking related accounts, setting transaction limits, updating personal data, setting welcome information, changing online banking passwords and replacing "BOC E Order".
(10) Website map: All functions of BOC online banking are clearly displayed. Click the function option to directly enter the relevant page for operation.