The reserve fund of Shanghai Pudong Development Bank is also called the consumer reserve fund. After the user successfully applies for the quota, he can use the consumer reserve account for credit card consumption or online channel consumption. The consumption reserve of Shanghai Pudong Development Bank is only used for personal consumption, not for real estate, stocks, futures, wealth management, equity and other investment fields, nor for production and operation, repayment of other debts and other non-consumption fields.

Pufa Consumer Reserve Fund:

Pufa's consumer reserve fund can be used in designated consumption areas, such as automobile procurement, scholarships, tourism, commodities, medicine and other fields. Pufa's reserve fund can only be used for specific consumption and cannot be transferred or deducted in other forms.

Lenders who use reserve funds must also remember to repay their loans on time. If loans overdue, first of all, it will affect their personal credit information, and secondly, the bank will charge a lot of penalty interest, which will increase the repayment pressure. The use of credit products shall not exceed the range that one's own economy can bear.

The reserve fund is only used for consumption purposes and cannot be used for cash or transfer. The specific number and amount that the cardholder can apply for shall be subject to the actual situation at the time of application. After the application for consumer reserve fund business is approved, a reserve fund account will be opened and the reserve fund will be transferred to the account for use.