I currently work for Taiping Life Asset Management Company, and I know a little bit about financial management. Family financial management is divided into three categories. The largest part is depositing in the bank, but no more than 30-40% of the income should be used for daily expenses; 20-30% is used to invest in some long-term and stable income financial products, such as treasury bonds, national key construction bonds, etc.; 10-20% is used to purchase insurance to resolve economic losses caused by accidents or diseases. The last 10-20% is used in stocks, funds, futures, etc. that have high returns but come with high risks. (Don't be too greedy, the most taboo thing in financial management is "greed") The first consideration in personal financial management should be to preserve capital and increase value. On New Year's Day, Taiping Life launched the "Longevity and Longevity" endowment insurance (participating type) with flexible payment, quick returns and long-lasting benefits. On January 1st, with the first dawn of 2008, Taiping Life launched a new life insurance product - "Longevity and Longevity". "Endowment insurance (participating type) will be officially launched nationwide. Taiping Life has ingeniously used New Year's Day as the launch date of new products, and Taiping Life hopes to send people beautiful wishes for the New Year - "Longevity and Longevity". Taiping's "Fushou Lianlian" end-all insurance has many advantages, including flexible payment, quick returns, and long-term benefits. From the customer's perspective, "Fushou Lianlian" currently has three payment methods of 5 years, 10 years, and 20 years. The length of the payment period is matched to better meet the needs of different customers. Once a customer insures Taiping's "Longevity and Longevity" product, it is equivalent to planting a "Longevity and Longevity Tree" for himself. No matter which payment method is chosen, there is no need to wait until the end of the payment period, and he can taste the fruitful "Longevity and Longevity" after two years. "Fruit" - survival insurance up to 10% of the basic insurance amount. In the following time, customers can "pick the fruit" once every other year, and with the dividends, the basic insurance amount continues to increase, and the "fruit" also It gets bigger and bigger until the insurance expires when the customer turns 88. When the customer turns 88, the "Fushou Tree" will also give the customer a big "birthday peach" - all the premiums paid by the customer and the return amount corresponding to the accumulated dividends will be returned to the customer as birthday money. In addition, as a comprehensive product, the personal protection of customers is also within the scope of responsibility of "Longevity". Taiping Life launched the fast-return "Fushou Lianlian" product in consideration of the actual needs of families with prudent financial management. In 2007, under the heat wave of "national stock speculation", many people experienced the painful experience of rapid capital expansion and then rapid shrinkage in a short period of time. In 2008, the investment philosophy of many families will become more mature, and the stability and security of family financial management will be increasingly valued. The biggest feature of the "Fushou Lianlian" product is that it can ensure the safety of funds. All the premiums paid by customers will eventually be returned to the customers' hands. In addition, customers of "Lianlian Lianfu" can also enjoy the dividend returns created by Taiping Life's excellent investment team - each time they receive survival insurance, they will receive more and more with the increase in dividends, while still maintaining their capital. Enjoy the benefits of the market.

The era of negative interest rates has arrived. If you have money, don’t deposit it in the bank! ! ! Contact me / (Personal opinion for reference only)