Risks are everywhere, investment is risky, so be careful when entering the market!

There are usually many types of wealth management products purchased at CCB. If the products are marked as capital preservation, CCB will definitely pay you the principal in full at maturity. The rate of return mentioned in the product description is not certain. I checked CCB's wealth management products, mainly including guaranteed and non-guaranteed, and almost no guaranteed income.

the rate of return of capital-guaranteed wealth management products is usually lower, but the principal can be guaranteed; The yield of non-guaranteed wealth management products is usually above 5%, but there may be principal loss. ?

Investment is risky. Some bank wealth management managers will tell you that non-guaranteed products are guaranteed wealth management products. Be sure to read the product manual carefully. If losses occur, they will be implemented according to the instructions. As long as the instructions show that it is capital preservation, it is certain that it is capital preservation, and you can't listen to the financial manager's word.

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Financing refers to the management of finance (property and debt) for the purpose of maintaining and increasing the value of finance. Financial management is divided into corporate financial management, institutional financial management and personal financial management? And family finance. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management.

"financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management". The so-called financial management is not only to invest the finance outside, but also to be invested is a kind of financial management. If you don't know how to be invested, you won't know how to invest better.

the word "financial management" first appeared in newspapers in the early 199s. With the expansion of China's stock and bond market, the enrichment of commercial banks and retail businesses, and the increase of citizens' overall income year by year, the concept of "financial management" has gradually become popular. Personal financial management (658) can be roughly divided into personal assets and personal liabilities, and * * * belongs to personal assets like funds, stocks, bonds, deposits, life insurance and gold. Personal housing mortgage loan and personal consumption credit are personal liabilities.

References:

Baidu Encyclopedia-Financial Management