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Can ordinary people buy government bonds?
National debt is a bond issued by the state, and its income is stable and guaranteed. So can ordinary people buy government bonds? Why not recommend buying government bonds? Below we have prepared relevant contents for your reference.

Can ordinary people buy government bonds?

Of course. National debt is a bond issued by the government, which is used to raise national financial expenditure and regulate the money supply. Treasury bonds are favored by many investors because of their low investment risk and stable income.

There are several ways to buy government bonds:

The first is to buy through the bank. Individual investors can buy government bonds at branches or counters of any bank with valid identity documents. The specific operation method is similar to buying a savings deposit certificate, but you need to fill in some additional information.

The second is to buy through securities companies. Individual investors can choose a securities company they trust to open a securities account and choose to buy government bonds in the securities account.

The third is to purchase through the financial service platform. Nowadays, Internet finance is very developed, and many financial service platforms have begun to provide treasury bond purchase services to facilitate individual investors to buy.

No matter through which channel to buy government bonds, individual investors need to understand the differences between various types of government bonds, as well as the corresponding risks and benefits. In addition, we need to pay attention to important information such as maturity date and interest rate of national debt.

Why not recommend buying government bonds?

As a fixed income investment method, national debt has relatively stable income. However, there are also some reasons why it is not recommended to buy government bonds:

1, low yield: compared with other investment products, the yield of government bonds is relatively low, which is difficult to meet investors' income expectations.

2. Long locking time of funds: Treasury bonds generally have a long term, and investors' funds will be locked for a certain period of time. If they need money during this period, they will be limited.

3. Risk can not be ignored: Although the national debt is issued by the government, the credit risk is relatively low, but there are also factors such as interest rate risk and inflation risk, which may make investors face certain losses.

4. High opportunity cost: Because the yield of national debt is relatively low, investors may get higher returns if they directly invest their funds in other investment products with more potential.