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Has anyone bought the dividend protection and appreciation plan of Hengan Life Insurance? Can you tell us the details of the income? thank you
This is definitely a bank insurance product, and it is not recommended to buy it.

1, the safeguard function is estimated to be accidental death insurance.

2. This product belongs to the dividend type. Don't look at the final dividend, the dividend method is different, and the packaging is the same. All dividend-paying products on the market with a payment of 5 years and an insurance period of 10 years are the same. There are almost no product differences, and so are dividends.

3. The maturity income of10 is slightly higher than the bank's regular income, not very high.

When buying insurance, please be sure to find your own insurance needs. Under the current economic ability and concept of China people, if you are an ordinary person, you will give priority to: accident total disability insurance and major illness insurance. If you are above the middle class and want to consider immigration, separation of personal assets from enterprise assets or asset inheritance, choose a large foreign insurance company to do annuity insurance.