1, one of the official economic management agencies in the United States:
2. The Federal Reserve in Atlanta:
3、
4. The British Central Bank mainly owns laws and regulations and other resources, bankofengland.co.uk.
5.CFTC Futures Trading Committee has articles about futures:
6. Financial derivatives have many classification descriptions and related links:
7, financial engineering website:
8. Nasdaq website:
Top Ten Financial Innovative Products
1. It is generally believed that financial innovation is a new thing created and introduced by the creative transformation of various internal factors in the financial field. It mainly includes financial system innovation, financial institution innovation, financial market innovation, financial product innovation and financial supervision innovation.
2. The focus of financial innovation of commercial banks lies in financial product innovation.
Financial system innovation is not the category of commercial bank innovation.
The innovation of financial institutions is not the scope that commercial banks should pay too much attention to.
The People's Bank of China is responsible for financial supervision, and commercial banks are the objects of supervision. Obviously, financial regulatory innovation is not the task of commercial banks.
Financial market innovation cannot be created by a single commercial bank.
Financial product innovation is the focus of financial innovation of commercial banks.
There is huge room for innovation in financial products.
Top Ten Financial Websites in China
The top ten financial networks in China include Hexun.com, Sina Finance, Tencent Finance, Oriental Fortune.com, Economic.com, China, Fortune Winner.com, Finance, Securities Star, Netease Business and sohu finance. Finance and economics. Com is an original, high-quality and reliable financial news website that is updated in real time every day. The editorial team of Caijing provides all-round original news and analysis articles for readers who want to see major financial news at home and abroad.
Caijing.com, founded in 2008, is an information service provider and an open financial product supermarket. Finance and economics. Com adheres to the concept of Caijing magazine, abides by the spirit of journalistic professionalism, adheres to the critical stance under the premise of objectivity, moderation, rationality and constructiveness, integrates the essence of the same quality media at home and abroad, and provides comprehensive news, analysis, comments and reliable information sources for visitors who want to see major financial news at home and abroad and seek the truth.
Caijing.com is not only an information service provider, but also an open financial product supermarket. At present, the products sold on the website mainly come from major financial institutions, such as top stock pools, firm plans and core projects provided by web capital flow investment, especially the one-stop investment service product "Old Shareholders' Financial Web Capital Flow Investment Management System" jointly developed by Old Shareholders' Finance and Capital System Investment, which won unanimous praise from investors once it was launched, thus proving the success of the old shareholders' financial business model.
The rise of finance and economics. The success of com in a short time can not be separated from the comprehensive and in-depth cooperation of major media, financial research institutions and powerful brokers at home and abroad. These institutions not only provide strong resource support for Caijing. At the same time, it has also been helped by many professionals in many fields. This greatly strengthens the role of financial network in information and service supply chain, thus forming the characteristics of financial network in business-side financial services.
Today, relying on a long and powerful financial industry background, extensive and rich industry resources and unique and successful market operation experience, Caijing.com has always adhered to users' information and product needs, and has made rapid progress on the road of building the most effective, authoritative and innovative financial information platform and financial service platform.
References:
Baidu encyclopedia? Financial network
The most common financial products
Currency, gold, foreign exchange, securities, etc.
Financial products include currency, gold, foreign exchange and securities. Ordinary people make profits by buying and selling financial products.
There are four main types of financial products: bonds, stocks, bills, futures and so on. Bonds are divided into national bonds, local government bonds and corporate bonds. Stocks are divided into stocks traded in the open market, also known as the secondary market. There are also non-public offering stocks traded in special markets. At present, financial derivatives have not been launched in China, and now all the derivatives bought by China people are bought abroad.
Introduce a financial product
Wealth management products are mainly divided into six aspects:
The first aspect is trust products. Trust products mainly invest in industrial and commercial enterprises, infrastructure, real estate and other active management types, most of which are government-guaranteed projects. Most trust products are basically invested in government-guaranteed projects, and it is relatively profitable and risky for investors to invest in such projects.
The second aspect is bank financing. Bank wealth management is a wealth management product issued by banks. What I'm talking about today is not bank savings as everyone understands. Bank savings is a demand product, which is different from bank financial investment. Cash products and demand products generally invest in standardized and relatively low-risk markets such as creditor's rights, public offerings and bonds (such as national debt). Because of the low yield of national debt, many people are willing to invest in other banks, and other banks will invest in asset management, trust, secondary market, bonds, funds and so on. The highest proportion of bank financial allocation is trust.
The third aspect is asset management. Asset management is mainly products issued by fund subsidiaries, and brokers, asset management and banks will also issue some asset management products. In order to meet the financing needs of equity pledge, CSRC has set up asset management products. Asset management is based on this background, which is different from trust products. Trust mainly invests in infrastructure, real estate and other aspects, while asset management first invested in equity pledge, and then gradually developed into a diversified category.
The fourth aspect is private placement. China Fund Industry Association divides private placement into four categories, namely private equity investment funds, private equity investment funds, private equity venture capital funds and others. Investment in private placement mainly depends on which of the four categories the investment belongs to, which can be seen through the license obtained by the fund manager. Private equity funds are characterized by high risks and high returns, so people who invest in private equity are people with relatively high risk preferences.
The fifth aspect is public offering. What's the difference between public offering and private offering? Private placement requires investors to be qualified investors. A qualified investor means that the investment amount is more than one million, the running water for three years must be more than 500,000, and you need to provide your running water bill for the first time to invest in a private equity fund. Public offering has no requirements for investors, and anyone can invest.
The sixth aspect is P2P. P2P belongs to the category of inclusive finance, and the introduction of regulatory opinions clearly restricts P2P investment, and it can only invest in enterprise products with small loans, requiring individuals to have less than 200,000 loanable assets and enterprises to have less than 6.5438+00,000 loanable assets.