Fund Risk Rating 5R: It means that this fund has the highest risk rating, and only private banking customers and high net worth customers with corresponding risk tolerance and risk preference are eligible to purchase this fund.
The risk level of wealth management products is 1R-6R. After you bought the wealth management products, there are detailed instructions in the instructions. 1R is the lowest and 2R is the highest. The general Delibao new green series is1r. The interest rate and term are fixed, and the starting amount is RMB 50,000. The risk of 1R includes liquidity, that is, it is, it is not due. After purchase, the national interest rate-raising wealth management products will not raise interest rates, and credit risk is understood as risk-free. By analogy, 2R is generally blue ocean series, trust products, general investment bonds or engineering loans, which means that the products may be paid in advance before the specified date, but the agreed interest rate remains unchanged. 3R represents the stability of the principal and the interest rate fluctuates, but it will not be zero. 4R represents the maximum loss of the principal of 5%. Generally invest in futures or currencies, a basket of currencies, etc. 5R means that neither principal nor income can be guaranteed, but the principal will not be completely lost. For example, in margin transactions such as funds, 6R general investment options and foreign exchange, the principal may be completely lost, and the corresponding income is directly proportional to the risk. When you buy it, a full-time account manager will explain it to you. When you buy it for the first time, you must make a risk assessment. After the evaluation, you will know that you are suitable to buy that wealth management product.