Because net worth wealth management products have no expected income and banks do not promise income, the possibility of loss is higher than that of ordinary wealth management products, and the risk is relatively high.

The actual income of net-worth wealth management products depends on the net difference when users buy and sell, so the actual income of users is not fixed, which may be high or loss.

Extended data

There are several ways to manage money:

Bank wealth management: the wealth management products provided by commercial banks in China are divided into three categories: guaranteed fixed income products, guaranteed floating income products and non-guaranteed floating income products.

Financing of securities companies: Securities financing generally includes stocks, funds, commodity futures, stock index futures and foreign exchange futures. Individual or institutional investors can choose different financing tools according to their different needs and investment preferences.