1, a fixed investment fund refers to the purchase of the same fund with fixed funds for a fixed period of time. Before buying a fixed investment fund, you must be prepared for a long-term fixed investment, and it is best for buyers to have a stable income. The fixed investment of the fund is similar to the "zero deposit and lump sum withdrawal" in bank time deposits. Investors put a fixed amount of money into a fund at a fixed time, such as putting 2000 yuan into the same fund every June 10. The fixed investment period of the fund can be decided by the investors themselves, such as one year, three years or five years. Through long-term accumulation, small money will gather into greater wealth.

2. If buying a fund, the buyer can buy it from a fund management company. Selling a fund is the opposite of buying a fund. The buyer sells it to the fund manager at a certain price in RMB, which is generally allowed within seven working days from the date of applying for redemption. There are third-party trading software in the subscription channel of fund fixed investment, and generally there is a fixed investment area, which is a relatively common subscription channel. Bank online banking and fund company official website can also buy. The cost of purchasing through fund companies is relatively low, but the optional products are generally limited to those issued by their own companies.

3. The fixed investment of the fund is a long-term investment, and it is best to use idle funds for fixed investment. Investors can invest about 10% of their salary in the fund according to their personal consumption. After setting the date and amount of fixed investment, the system will automatically deduct the money regularly, but investors can also modify the amount of fixed investment at any time.

1. The fixed investment of the fund is much lower than that of the general fund subscription. The minimum investment limit of some funds can even reach 200 yuan, and the monthly subscription amount is fixed, which is equivalent to the business of lump-sum deposit and withdrawal. Ordinary subscription faces the risk of buying high and selling low, and the investment cost of fixed investment of the fund is more average than that of ordinary subscription.

2. It is suggested that investors with weak risk tolerance and novice investors choose funds with less volatility, such as index funds and bond funds, or a combination of the two. Investors with rich investment experience and strong risk tolerance can also choose relatively high-risk funds such as equity funds to make fixed investment.