The "general principles of loans" have corresponding provisions:

Article 71 Under any of the following circumstances, the lender will charge interest on part or all of the loan: if the circumstances are particularly serious, the lender shall stop paying the unused loan of the borrower and recover part or all of the loan in advance:

1. Failing to use the loan for the purpose specified in the loan contract.

Second, the use of loans for equity investment.

Third, engage in speculative business with loans in securities and futures.

Four, the borrower who has not obtained the qualification of real estate business according to law uses the loan to operate the real estate business;

Five, not according to the provisions of the loan contract to pay off the loan principal and interest.

Extended data:

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Laws and regulations related to the general principles of loans:

Article 54 The loan interest rate level and interest settlement method shall be implemented in accordance with the interest rate management regulations of the People's Bank of China and other relevant regulations. Lenders shall abide by the provisions on loan exemption, suspension, reduction and mitigation of interest-free.

Lenders mentioned in these General Rules refer to financial institutions with loan business qualifications established in People's Republic of China (PRC) with the approval of the State Council Banking Regulatory Authority. Refers to the legal person, other organization or natural person who has established a loan legal relationship with the lender.

Article 55? Lenders of syndicated loans shall sign an agreement to clearly define the rights and obligations between the lead party, the agent and the participants, or stipulate in the loan contract.

Baidu encyclopedia-general rules for loans