It is understood that banks will give depositors a certain percentage of rebates in order to attract depositors to make impulsive deposits. The maximum deposit of this rebate in Hangzhou and surrounding areas 1 day can reach 5‰, which is 365 times of the annual interest rate of 0.5% for demand deposits. So do netizens know what bank impulse business is?

1, Bank Offset: when the bank's deposit business is not completed at the end of the month, the end of the quarter or the end of the year, the offset account is temporarily changed to complete the deposit business. This is a new report.

2. "Impulse bank deposits and deposits" are explicitly prohibited by the regulatory authorities. It is a gray area of financial supervision. Since 2008, officials have gathered here, which is a hotbed for rent-seeking and money laundering.

3. Bank pulse deposit refers to the temporary withdrawal of deposits from depositors by bank credit personnel at the end of the month or at the end of the year in response to the inspection of deposit requirements by regulatory authorities.

This is all about the bank's impulsive business.