A famous teacher from Boda briefly talks about: "How to make a living as a financial planner in Changchun!"

Boda Education analyzes the career prospects of financial planners in 2011

Financial planners in It is no longer an unfamiliar profession in the current economic society. Among the crowds of people flocking to it, it is full of surprises and helplessness. The winner is the king and the loser is the bandit! Always applicable to all professions. When the joy of these people getting a certificate contrasts with the loss of speechlessness, don't be sluggish, take a closer look at how to change this path. . . .

Put aside those complicated and unrealistic industry talent gap data, and don’t consider whether the average income of too many financial planners can catch up with GDP. You must have full confidence in the circle of financial planners , don’t expect that a piece of professional qualification certificate can impress everyone. Arm your mind to stand a chance. Don't try to be like everyone else and expect to pass the exam and get a skills certificate that is as useless as a college diploma. So first: Choose a good training school like Boda Education and get your feet firmly on the ground!

Being a financial planner is a white-collar job, and its professional requirements should be dominated by elites. If you are looking for a financial planner, do you want the wealth in your hands to appreciate and appreciate again? Then the reason why he chose you is of course your expertise, there is no doubt about it. Secondly, personal ability, experience and professional ethics. These are all part of your personal charm. Don't believe that gold will always shine. When you don't shine, you are already submerged in the glorious halo of other people's success. The reason why financial planners who come from Boda Education can stand out from the crowd is because of their dedication and perseverance. So second: You must have fearless courage to face challenges, and you must use your sword when fighting!

Erudition is another aspect of cash flow for financial planners. Such as stocks, funds, and futures. I don’t ask you to go up to 500 years and know about 500 years later, but you still have to know astronomy from above and geography from below. If you are indifferent to the rise and fall of oil prices, it only shows that you lack economic sense. For another example, in the face of the gradually stabilizing increase in housing prices in first-tier cities, you are still unable to judge the opportunities for rapid rise in housing prices in second- and third-tier cities in a short period of time. I can only blame you for not analyzing the newly introduced policies in detail. The reason why broad education has become so prominent is that when you teach people how to fish, they also tell you what kind of fish is good to eat. So third: if you want to succeed, you must be knowledgeable about the past and the present!

Changchun City has a large student base. For students who want to become a financial planner, not only these three points, but also many details need to be seen. When you meet these details, I believe your annual salary will not let you down. The road to white-collar or gold-collar work is at your feet. If you are still hesitant about which foot to take first, Boda Education is willing to use our strength to Make your wings! One thing that needs to be mentioned is that currently in China, the financial planner qualification certificate issued by the Ministry of Labor and the Ministry of Social Security is valid. Remember to confirm it before applying to avoid being deceived.

BoDa Education official website:

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Attachment 1: What kind of person is suitable to be a financial planner?

1. Good character and professional ethics. Financial planners should put the interests of their clients at the center of their service and consider their clients at all times. Keeping clients' personal confidentiality is also an important aspect.

2. Rich financial, investment, economic and legal knowledge. This means that financial planners should systematically master economic, financial, investment, and legal knowledge, and at the same time be experts in certain aspects, such as insurance, securities, etc.

3. Rich practical experience. Just talking about theory cannot help customers achieve their financial goals. Rich practical experience is an important criterion for customers to choose a financial planner.

4. Relative independence. Financial planners who work in banks, securities, and insurance companies will more or less have the purpose of promoting products while doing financial planning for clients. This is an objective problem, but promoting products should be based on the interests of clients. , should not be "financial management for sales promotion".

5. Good personal brand. In the future, there will definitely be a group of "famous financial planners" with good reputations in society. Customers who choose these famous brand financial planners should receive better services. "Reputation" is an important basis for financial planners to survive.

6. Good psychological quality. Calm judgment.

Attachment 2: Overview of employment options for financial planners?

1. The Central (People’s) Bank, the Banking Regulatory Commission, the Securities Regulatory Commission, and the Insurance Regulatory Commission are the financial industry regulatory agencies. Entering the industry supervision and management department as a financial official should be the first choice for finance graduates.

First of all, Chinese finance is based on macroeconomics and macro-control of the financial market. It is easier to get started with professional applications and has a better understanding of policies. Secondly, working in an industry management department for three to five years before entering the industry in a practical institution can at least give you a middle-level experience. above positions. Its limitation is that it is more difficult to enter the competent departments of these industries and may require background support. It is more difficult for undergraduates to enter unless they are really excellent. Financial planner work

2. Commercial banks, including the four major banks and joint-stock commercial banks, city commercial banks, and domestic branches of foreign banks. First entering the four major state-owned commercial banks is a good choice for graduates. Because you have certain banking experience and professional background, the possibility of joining a joint-stock commercial bank or a foreign bank's branch in China will increase. Many students initially joined the four major state-owned banks. After the rapid development of city joint-stock commercial banks, they changed jobs one after another and became the backbone of city commercial banks and joint-stock commercial banks. Many became middle managers, and a few became senior leaders. The flexible and pragmatic way of appointing cadres regardless of seniority in city commercial banks and joint-stock commercial banks has made the four major banks the "Whampoa Military Academy" for their professional talents. This situation still continues to this day. In addition, although the four major state-owned banks have some legacy bureaucratic habits, their stable income, lighter pressure, and higher welfare levels are still attractive, especially for female students. It is a good choice. It is recommended that friends who are interested in the four major state-owned commercial banks focus their professional direction on commercial bank operation and management, international finance, monetary policy, etc.

3. Policy banks such as China Development Bank and Agricultural Development Bank of China. Policy banks such as Development Bank and Agricultural Development Bank are also better choices, but their work nature is similar to that of civil servants, and their financial business is not outstanding. They rely on policies to make a living. The benefits to one's career are lower than those of industry regulatory authorities and commercial banks. It is still weak. If you want to become a temporary success in the financial field, it is best not to choose such a unit. However, the current salary levels and benefits of such units are better than those of commercial banks, and this has become a highlight that attracts the attention of graduates.

4. Financial companies with high risks such as securities companies (including fund management companies), trust investment companies, and financial holding groups. Securities, trusts, and funds all rely on risk management, and there are systemic risk factors in the industry, but they are all prosperous, making money is relatively easy, the short-term returns are high (the risks are also high), and they operate according to a true corporate management mechanism , if you want to develop and make achievements professionally, working in this industry is an excellent choice. Many fund managers and investment bank managers have annual salaries of more than one million. The difficulty is that academic requirements are gradually increasing. The minimum requirement is a master's degree. Compared with financial institutions such as banks, personal investment management and financial operation capabilities are required to be higher. If you are interested in these industries, you can choose securities investment, financial markets, and financial engineering majors. , if you are studying financial management or master's degree in law (undergraduate degree is financial economics), this is also a good choice. The recent resurgence of the trust industry has created a new choice for graduates majoring in finance and other majors, and the operational strategies of its large investment banks have led them to pursue an elite line in the use of personnel. There is a saying in the investment industry: "Eighty percent of a company's profits are created by less than five percent of its employees." The current employment thinking of the above three companies is to actively poach people, and these three companies have the highest staff mobility in the financial industry. Elite talents who are interested in risk management, travel all day long, suffer from stomachache all year round, and have no fixed place to live may wish to choose this industry. Of course, it cannot be denied that the rewards this industry gives you are directly proportional to your investment. It is recommended that male students choose this industry and they should have more development.

5. The four major asset management companies, financial leasing, and guarantee companies. The four major asset management companies are similar to policy banks. The financial leasing and guarantee industries are developing rapidly, and you can consider entering them. Of course, if you have experience in banking or securities, you should be more successful in this industry.

6. Insurance companies and insurance brokerage companies. Social Security Fund Management Center or Social Security Bureau. Insurance companies can refer to the analysis of commercial banks. After working for several years and gaining experience in insurance marketing and risk management, there is still a lot to be done under the opportunity of the rapid growth of domestic joint-stock insurance institutions and the entry of foreign-funded insurance institutions. The actuarial major is very popular. Social security centers and financial audit departments are places for retirement, which are more stable than flexible. Of course, friends who hope to get stable returns may wish to consider them as an option.

7. Securities department, finance department, securities affairs representative, board secretariat, etc. of listed (to be listed) joint-stock companies. Working experience in the securities department of a listed company is also acceptable. You have the talent to span both sectors of the securities industry, and then you need to have a foothold for development. If you have done the entire IPO preparation work, it will be more beneficial to your future career. It requires higher financial and industrial analysis capabilities, and you must strengthen your learning in this area.

8. Government administrative agencies such as national civil servants, such as finance, auditing, customs departments, etc.; teachers of finance majors in colleges and universities; researchers in research institutions.