1. Platform background: Change Pass is backed by Tencent. As a domestic Internet giant, Tencent has high credibility and strength. Therefore, in the background of the platform, the change of the pass has certain security.
2. Custody of funds: In fact, the funds in the exchange are managed by third-party fund companies, such as E Fund and southern fund. These fund companies are institutions with formal financial licenses and are responsible for the investment and management of funds. Therefore, in terms of fund custody, the change pass also has certain security.
3. Risk degree: change is mainly invested in money funds and belongs to low-risk wealth management products. Although the security of 65,438+0,000% of the principal cannot be guaranteed, its risk level is lower than that of high-risk investment products such as stocks and futures.
4. Income: The flexible income level will change with the market fluctuation, but overall, its income is slightly higher than the bank deposit interest rate. However, because the income of the money fund is floating, there is no guarantee of fixed income.
5. Regulatory policy: As an Internet wealth management product, change pass is regulated by the CSRC, China Banking Regulatory Commission and other departments. Relevant policies have guiding significance for the development of Internet financial management industry, and protect the rights and interests of investors to a certain extent.
It should be noted that although the change pass has certain security, there are always risks in investment and financial management. Before investing, investors should fully understand the risks of related products and make investment decisions according to their own risk tolerance. At the same time, diversifying investment and reducing the proportion of single product investment will help reduce investment risks.