With the rapid development of society, more and more wealth is in the hands of the people. Everyone has money. Naturally, more and more people will participate in investment, which forms a better financial system. . In our country, retail investors are the majority, and most people are keen to participate in the stock and fund markets, which are also currently relatively common financial products. In addition to buying stocks and funds, what other better financial products are there?
Which ones are suitable for long-term holding?
Ordinary investors can choose bonds, treasury bonds, treasury bond reverse repos and other bond products. Bonds are very large in the financial market, ranging from well-known treasury bonds to corporate bonds issued by companies. , there are many types of bonds, and the risks and cycles of investment will also be quite different. Riding the Bull and Watching the Bear believes that the overall risk of bonds is greater than bank time deposits, but less than stocks and fund products. When the stock and fund markets experienced a bear market in the first quarter of 2020, the bond market went bullish instead, constantly hitting new highs and bringing investment value to investors.
Which ones are suitable for long-term holding?
In recent years, futures, options, equity and other leveraged products have become more and more familiar to investors. Futures are transactions of the right to buy and sell contracts. Investors are unwilling to take full positions on the designated delivery day. If you sell the chips in your hand, you can go to the corresponding delivery venue to pick up the goods. To use an analogy of riding the bull and watching the bear, an investor trades the August contract of rebar, but later neglects the selling issue because he is unwilling to sell or is busy on a business trip, and the futures company cannot contact the investor. Eventually there will be a problem with commodity futures delivery, and investors will have no choice but to consign their own rebar after expiration. At present, this type of products are leveraged and should not be participated by ordinary investors. They are mainly hedging products for institutional investors.
Which ones are suitable for long-term holding?
Gold products are relatively popular around the world. Commercial banks have also launched their own paper gold varieties, as well as physical gold sales and transactions. Gold has always been a safe-haven financial product since ancient times. When the domestic currency is worthless, gold can be used as an exchange currency for transactions. It can not only be exchanged in one's own country, but can also be exchanged for equivalent value in other countries. Riding the Bull and Watching the Bear found that especially after the occurrence of wars, diseases, disasters, etc., the price of gold rose faster. Investors can also consider allocating gold assets. However, virtual market investment has certain risks and there is no physical object. Delivery, you need to understand this.