1. First of all, opening a stock account and owning a bank card are two different concepts. A bank card corresponds to a bank account, and a securities company accounts for a stock account. After opening a stock account, you need to take a three-party depository receipt to connect the stock account with the bank account. In this way, you can deposit the money in the bank first, and then transfer the money to the stock account through the stock trading software. ("Bank-Securities Transfer"-"Bank-Securities Transfer"-Just enter the bank card password-transfer amount-"OK")

2. Where to choose to open an account: It is recommended to consider large brokers with good qualifications, such as CITIC. Other brokers, such as Guangfa, Guotai Junan, Guo Xin and Haitong, are all large brokers. Secondly, you can talk to the broker about the handling fee (commission) of stock trading. Note that the handling fee is not the account opening fee, and now the general securities companies can waive the account opening fee. The handling fee generally ranges from one thousandth to three thousandths, and some even reach several thousandths. Different brokers have different requirements for stock trading funds. However, the commission level of brokers everywhere is similar.

If you are a novice in the stock market, I suggest you learn the basic knowledge of stock trading, including stock selection methods and the operation of basic stock trading software. In addition, if you have the energy, you can learn more about the technical analysis of this book. The introductory textbook suggests that you choose the book of securities qualification examination, the name of which is probably Securities Qualification Examination-Securities Investment Analysis. The analysis of stock investment has a comprehensive introduction. Learn other in-depth textbooks after you have a basic understanding of the content.

I suggest you don't rush to buy stocks recently. Now the market is in the adjustment stage, and it is not the time to enter the market.