Loan Commitment Letter 1 Basic Information: The loan students of the college professional class promise:
Due to family financial difficulties, I got a student loan from China Development Bank during my study at school, which solved our urgent need. Now I have finished my studies and graduated. In order to earnestly fulfill the loan contract signed with the bank, I emphatically promise:
1. Be honest and trustworthy, abide by the contract law, and fulfill the obligation to repay the loan and pay interest;
2. Pay the loan interest in the form of deposit (telegraphic transfer) from next month 1 day after graduation;
3 according to the provisions of the loan contract, pay off the loan principal and interest on time, and never default;
4. Keep in constant contact with the financial aid center of the school (native place: with the local financial aid center). If my residence, telephone number and work unit change, I promise to contact the financial aid center of the school (native place: with the local financial aid center) in time. If I really can't repay the loan on time due to special reasons, I promise to inform the funding center that handles the loan in time, go through the relevant procedures, and never maliciously breach the contract;
If I violate the above commitments, I am willing to bear all the responsibilities.
Note: The letter of commitment is made in duplicate, one for the Student Financial Assistance Center and one for the college (department).
Signature of national student loan borrower (see annex):
Loan Commitment Letter 2 Baoji Jintai District Small Loan Guarantee Center for Laid-off and Unemployed Persons
The borrower (individual) is in your company.
The borrower guarantees the loan and promises to bear all joint and several liabilities for the borrower's debts. As a loan contract, this letter of commitment has the same legal effect as the main contract. If the borrower fails to repay the principal and interest of the loan on time, it agrees to enforce joint liability according to law.
The first guarantor (signature) and the second guarantor (signature)
Guarantee amount Guarantee amount:
20xx July 5th
Letter of Commitment for Loan 3 Personal Loan Contract Letter of CommitmentNo.: Borrower's name: ID number: Lender: Bank of China Branch (sub-branch) Guarantor: ID number: Mortgagor's name: ID number: Special note: Borrower, guarantor and mortgagor should read all the clauses under this contract carefully, especially those in bold type. For those terms you don't understand, please contact.
Personal loan contract
Contract number:
Name of borrower:
ID number:
Lender: Bank of China Branch.
Guarantor:
ID number:
Name of Mortgagor:
ID number:
Special instructions:
The Borrower, the Guarantor and the Mortgagor shall carefully read all terms and conditions of this Contract, especially those in bold type. If you don't understand the terms, you can ask the lender, and the lender will give an explanation and a personal loan commitment letter. Once the Borrower, the Guarantor and the Mortgagor sign this Contract, it shall be deemed that the Borrower, the Guarantor and the Mortgagor have understood and agreed to all the terms of this Contract.
In accordance with relevant laws and regulations, on the basis of equality and voluntariness, in order to clarify responsibilities and abide by credit, all parties to this contract signed this contract through full consultation and promised to abide by it together.
Loan terms
Article 1 the loan amount. According to the borrower's application, the lender agrees to issue personal loans (hereinafter referred to as loans) to the borrower after examination, with the amounts of RMB (in words) and RMB (in figures).
Article 2 the purpose of the loan. The loan is used for. The borrower shall not use the loan for other purposes for any reason. If the borrower fails to use the loan according to the purpose agreed in this contract, the lender has the right to charge a penalty of% at the loan interest rate agreed in this contract from the date of misappropriation. If the loan interest rate agreed in this contract is adjusted, the penalty interest will be charged in installments.
Article 3 loan interest rate. According to the relevant regulations of the People's Bank of China, the loan interest rate is determined as the monthly interest rate ‰, and the interest is calculated from the date of loan issuance and settled on a monthly basis. If the loan term is less than 1 year (inclusive), the above loan interest rate is fixed. Regardless of whether the legal interest rate is adjusted or not, the interest rate agreed in this contract shall be implemented, and interest shall not be calculated by segments; If the loan term exceeds 1 year, the aforementioned loan interest rate will be fixed for one year, and the execution interest rate will be determined according to the legal interest rate on the day of loan issuance every year, and the lender will announce the adjustment of the legal loan interest rate in the business premises.
Article 4 The term of the loan is (months), from (year) to (year). The actual lending date and maturity date shall be subject to the loan receipt, which is an annex to this contract and has the same legal effect as this contract.
Article 5 The Borrower irrevocably authorizes the Lender to transfer the loan to the account opened by the Borrower in the bank (bank:; Account number:), which is used to pay for the purposes listed in Article 2 of the Contract. The above behavior is regarded as the borrower's withdrawal, and the lender has the right to supervise the use of the loan.
Article 6 The lender and the borrower agree that the borrower shall repay the principal and interest of the loan on a monthly basis (except for one-time principal and interest repayment) from the month following the loan issuance, and the repayment date shall be the day of each month. The Borrower voluntarily repays the principal and interest of the loan in the following ways (if the lending date is different from the deduction date, the first and last repayment amounts shall be calculated according to the actual days):
(1) Equal principal and interest repayment method: the monthly principal and interest repayment amount is RMB;
(2) Average principal repayment method: in the first phase, the principal and interest are repaid, and the interest decreases month by month;
(3) Repaying the principal and interest in one lump sum at maturity;
(4) Others:
Article 7 The borrower shall open an account, account name and account number in China Bank, and guarantee to deposit a deposit with full repayment of principal and interest in the current period before each repayment date, and at the same time authorize the lender to deduct the loan principal and interest from the account on the repayment date of each month. If the funds in this account are insufficient to repay the current payment, the lender may use the loan creditor's rights to offset the funds opened by the borrower in other accounts. If the account currency is different from the loan currency, it shall be converted at the exchange rate published by the People's Bank of China on the offset date. The Lender shall notify the Borrower of the above deduction.
Article 8 The borrower shall repay the loan principal and interest on schedule. If the borrower fails to repay the loan principal and interest as agreed in this contract, the lender has the right to collect the overdue loan principal and interest at the interest rate agreed in this contract from the overdue date. If the loan interest rate agreed in this contract is adjusted, the penalty interest will be charged in installments. If the borrower overdraws by repaying the loan principal and interest with the Great Wall Credit Card, it shall immediately and unconditionally repay the overdraft principal and pay the overdraft interest at the credit card overdraft rate. Lenders have the right to directly collect money from borrowers in the way of recovering credit card overdrafts.
Article 9 If the borrower needs to repay the loan in advance, it shall notify the lender in writing 1 month in advance, which is irrevocable after confirmation by the lender. At the same time, the lender has the right to collect damages at the rate of ‰ of the prepayment amount.
Article 10 During the validity period of this Contract, the Lender has the right to announce the early maturity of the loan under this Contract, and issue an early repayment notice to the Borrower and the Guarantor, requiring the Borrower to pay off part or all of the loan principal and interest (including overdue interest) within the time limit specified in the early repayment notice:
(1) The borrower violates the terms agreed in this contract, which is enough to make the lender think that the borrower fails to perform or cannot perform the obligation to repay the loan principal and interest;
(2) The borrower himself has no heir, guardian, property custodian or legatee due to loss of civil capacity, being declared missing or dead;
(3) The borrower's heir, guardian, property custodian or legatee refuses to perform the obligation of repaying the loan principal and interest for the borrower;
(4) The borrower fails to repay the loan principal and interest on time for three consecutive payment periods or six cumulative payment periods within the contract period;
(5) The borrower repays the loan principal and interest by credit card overdraft for three consecutive repayment periods;
(6) The borrower misappropriates the loan;
(VII) According to the guarantee clauses of this contract, the guarantor needs to perform its obligations in advance or the lender disposes of the collateral in advance due to the guarantor's violation of the guarantee clauses;
(VIII) According to Article 68 of the Contract Law, if the lender has definite evidence to prove that the borrower may have other circumstances that may affect the repayment of the loan principal and interest to the lender, the letter of commitment "Personal Loan Commitment Letter".
Article 11 If either lender or borrower needs to change the loan terms of this contract, it must notify the other party in writing, and the change can only be made after both parties reach a written opinion through consultation and obtain the written consent of the guarantor. Unless otherwise agreed in this contract.
Article 12 The relevant expenses required for the conclusion and performance of this contract shall be borne in the following ways:
Mortgage clause
Article 13 The mortgagor voluntarily mortgages the property that he has the right to dispose of to the lender (i.e. the mortgagee) as a guarantee for repaying the loan under the loan terms of this contract, and guarantees to bear legal liabilities. For details of the collateral, please refer to the List of Collaterals attached to the Contract.
Article 14 The scope of mortgage guarantee includes the loan principal and interest under this contract (including the penalty interest calculated according to Article 2 of this contract and the penalty interest calculated according to Article 8 of this contract), the credit card overdraft principal and interest incurred due to loan repayment and various expenses for realizing creditor's rights.
Fifteenth mortgage period from the date of mortgage registration to the completion of the main debt. The Mortgagor shall deliver the certificate of other rights of the mortgaged property or the certificate of mortgage registration to the Mortgagee for safekeeping on the date of mortgage establishment registration under this Contract.
Article 16 During the mortgage period, the mortgagor shall properly keep the collateral, be responsible for the repair and maintenance, ensure that the collateral is intact, and accept the supervision and inspection of the lender at any time.
Article 17 During the mortgage period, if the value of the mortgaged property is reduced due to the fault of the mortgagor, the mortgagor shall bear the responsibility, and the mortgagor shall provide the lender with a guarantee equivalent to the reduced value within 30 days or within the time limit specified by the lender. If the mortgagor cannot provide equivalent guarantee, the mortgagee may choose to dispose of the collateral in advance to exercise the mortgage right.
Article 18 During the mortgage period, if the mortgagor rents the mortgaged property, it shall notify the lender; The mortgagor disposes of the ownership of the mortgaged property by selling, paying off debts or giving away. , must obtain the consent of the lender. If the mortgagor disposes of the collateral without authorization, causing losses to the lender, the mortgagor shall bear the responsibility.
Nineteenth mortgage registration shall be handled with the relevant competent authorities, and the mortgagor shall cooperate with the lender and the guarantor.
Article 20 If the Lender announces to recover the loan in advance due to the circumstances described in Article 11 of this Contract, but it has not been paid off, the Lender has the right to dispose of the collateral in advance.
Article 21 The borrower shall take out insurance with an insurance company, and the mortgagee shall be the first beneficiary of the insurance. During the mortgage period, the borrower shall not interrupt or cancel the insurance for any reason. In order to prevent the interruption of insurance, the lender may handle insurance on behalf of the borrower, and the insurance expenses shall be borne by the borrower, and the insurance rights shall be owned by the lender. During the mortgage period, if the collateral suffers losses within the insurance scope, or the value of the collateral decreases due to the behavior of a third party, the insurance compensation or damages shall be used to pay off the secured creditor's rights to the lender in advance.
Article 22 The guarantee established in this mortgage clause is independent. In any case, this mortgage clause will not be invalid or revocable because the loan clause it guarantees is invalid or revocable.
warranty clause
According to the requirements of the Borrower, the Guarantor agrees to provide guarantee for the Borrower's loan under this Contract, and the Guarantor promises and abides by the following clauses of this Contract:
Article 23 A guarantor voluntarily provides a joint liability guarantee for the borrower. When the Borrower fails to fulfill the repayment obligations as agreed in this Contract, the Guarantor promises to fulfill the repayment obligations as required by the Lender.
Article 24 The scope of guarantee liability includes the loan principal and interest under this contract (including the penalty interest calculated according to Article 2 of this contract and the penalty interest calculated according to Article 8 of this contract), the principal and interest of credit card overdraft caused by repayment of loan principal and interest, and the expenses for realizing creditor's rights.
Article 25 The guarantee period is two years from the effective date of this contract to the expiration of the last repayment period of the debts under the loan terms of this contract. According to the agreement in the loan terms of this contract, the Lender announces the early maturity of the loan and requires the Borrower to pay off part or all of the debt immediately, and the Guarantor shall assume the guarantee responsibility.
Article 26 If the guarantor fails to perform the guarantee responsibilities as agreed in the contract, the lender has the right to recover from the guarantor, and the lender can offset the funds in the account opened by the guarantor with the lender only by notice. If the account currency is different from the loan currency, it shall be converted at the exchange rate published by the People's Bank of China on the offset date.
Article 27 The guarantor promises to urge the borrower to repay the loan on time according to the requirements of the lender and help the lender recover the borrower's debts.
Article 28 The lender has agreed with the borrower and the guarantor that the creditor's rights can be transferred to the guarantor or a third party only by notifying the borrower when the lender deems it necessary. The Guarantor agrees to accept the transferred creditor's rights, and the transfer price shall not be lower than the sum of the loan principal and interest, default interest, liquidated damages and damages owed by the Borrower.
Article 29 If the lender implements the new interest rate due to the adjustment of the national interest rate policy, it does not need to obtain the consent of the guarantor.
Article 30 If the "loan clause" of this contract is partially or completely invalid for some reason, the validity of the "guarantee clause" will not be affected, and the guarantor shall still bear the responsibilities as agreed.
Other terms
Article 31 Any dispute arising from the performance of this contract shall be settled by both parties through consultation. If negotiation fails, both parties agree to adopt the following methods:
(1) Arbitration shall be conducted by the Arbitration Commission;
(2) Bring the following proceedings to the people's court.
1, where the defendant is located;
2. Place of performance of the contract;
Article 32 This contract shall come into effect after the signature or seal of the borrower, lender, mortgagor and guarantor, and the mortgage clauses in this contract shall come into effect after the mortgage registration is completed.
Article 33 This contract shall be terminated after the borrower repays the debts agreed in this contract on schedule and performs the obligations agreed in this contract. The lender will assist the borrower to go through the mortgage cancellation registration formalities with the real estate administrative department and return the ownership certificate of the collateral to the borrower.
Article 34 The Borrower, the Mortgagor and the Guarantor fail to abide by this Contract.
Loan Commitment Letter 4 Longxi Sub-branch of Lanzhou Bank Co., Ltd.:
I am willing to provide joint and several liability for the loan of10,000 yuan in your bank until the loan is fully paid off. In case of default such as default of loan principal and interest, I will unconditionally promise to directly compensate all the loan principal and interest, and your bank can compensate all my assets to ensure the safe recovery of the loan. I have no objection.
Guarantor (signature): ID number:
date month year
Bank of Lanzhou Longxi branch
Loan Commitment Letter 5 I, ID number, am a branch (department) post of Shandong Branch of Life Insurance Co., Ltd., and applied for a loan of RMB on, and solemnly promised as follows:
1. I promise to use the money truly and reasonably according to the contents of the loan applicant, and promise to write off the loan in time after the corresponding matters are over. If I change my use in violation of the above provisions or fail to write off the loan in time, the company has the right to require me to repay immediately, otherwise the company has the right to deduct the above money from my salary. If the company has other losses, I will voluntarily bear the corresponding liability for compensation.
2. If the loan is lost, I will be responsible for returning it.
I promise to repay the loan in full before. If I can't repay it, I agree to deduct the arrears from my salary.
4. In case of resignation or resignation, the loan shall be repaid in full within five working days before the handover formalities. If not, I will take the initiative to deduct it from my salary. For the part with insufficient salary, I voluntarily assume the corresponding liability for compensation.
This letter of commitment is my true meaning, and the signing of the letter of commitment is based on my willingness.
Signature:
6 Loan Commitment Letter of Longxi Sub-branch of Lanzhou Bank:
I applied for a personal loan of 10 thousand yuan from your bank. The purpose of the loan is: _ _ _ _ _ _ _ _ _ _.
The loan collateral is: 1, located in _ _ _ _ _ _ _ _ _ (personal housing) (commercial housing) (industrial housing) (house), and the land use right.
2. _ _ _ _ _ _ _ _ _ _ I hereby declare that:
1. The loan is used in accordance with national laws, regulations and relevant provisions, and promises that the loan will not flow into the securities market, futures market or be used for equity investment or real estate project development in any form; Do not use the loan for other purposes; No illegal income may be obtained by borrowing; And other projects explicitly prohibited by national laws and regulations.
2. All the information I provided is true and valid, and the loan is my true intention. If I have false wishes, I will bear all the consequences and responsibilities caused by it.
3. I promise to repay the principal and interest of the loan within the time limit stipulated in this contract, and actively assist in the mortgage registration procedures. If I can't repay this loan due to the devaluation of the mortgaged property or other reasons, I am willing to pay off all my property and bear all the corresponding legal responsibilities.
Declaration and guarantor (signature):
(imprint of right index finger)
date month year
7 rural credit cooperatives loan commitment:
This is to certify that the borrower (individual) (full name) borrowed RMB (in words) 10,000 Yuan from your company, the loan contract number and the purpose of the loan. As a guarantor (full name), he voluntarily performs the contract and undertakes joint and several liability guarantee. If the borrower fails to repay the loan at maturity, our guarantor is willing to repay the loan principal and interest for the borrower, and this guarantee can only be revoked after the loan is paid off.
This commitment has legal effect.
Guarantor: (official seal)
Legal representative: (signature and seal)
The letter of commitment for loan 8 promises that the loan will be seriously implemented according to the contract and returned at maturity. Shareholders: voluntarily undertake the repayment commitment responsibility for this loan by means of joint and several liability commitment, and voluntarily take family property as the second repayment source. At the same time, make a commitment to the loan: promise to use the loan according to the purpose, pay interest on a monthly basis, and pay off the principal and interest of the loan at maturity. The scope of commitment includes all debts under the main contract, including but not limited to: loan principal, interest, penalty interest, compound interest, liquidated damages, damages, execution fees, evaluation fees, legal fees, arbitration fees and all expenses incurred by the lender to realize the creditor's rights.
XXX
XX，XX，XX，XX
9 Loan Commitment Letter of Longxi Sub-branch of Lanzhou Bank:
I am _ _, gender, nationality _, born in _ _, and live in my home. My monthly cash income this year is about RMB.
I am applying for a personal loan from your bank because.
The related party of this loan is: I am related to him, and my current occupation is: the monthly cash income is RMB.
The collateral of this loan is, the certificate number is, the location is, the construction area is square meters, and the owner of the house is.
I intend to pay off all the principal in one year, pay interest every month and return the principal.
Hereby apply!
Applicant:
date month year
Loan Commitment Letter 10 Loan ContractNo.:
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ (enterprise name) (registration number:
_ _ _ _ _ _ _ _ _ _ _ _ Organization code: _ _ _ _ _ _ _ _ _) On the date of signing the loan contract, the initial loan guaranteed by the special fund for promoting employment in Shanghai is RMB10,000 yuan with a term of months. The enterprise solemnly promises as follows:
1. I have carefully read the Loan Contract and the Notice of Applying for Loan Guarantee, and fully understand the corresponding responsibilities when applying for loan;
Two. Commitment in accordance with the relevant provisions of laws and regulations to assume the corresponding repayment responsibility for the opening loan.
This enterprise voluntarily undertakes all legal consequences arising from the violation of the above commitments.
Seal of enterprise: the legal representative (or authorized representative) signs and seals.
Signature and seal of counter-guarantor:
date month year
Letter of Commitment for Loans from Gansu Branch of China Development Bank and Xihe County Student Financial Assistance Management Center 1 1:
Thanks to the care and love of Gansu Branch of China Development Bank and Xihe County Student Financial Assistance Management Center, it has obtained the national student loan since xx, xx, xxxx. I thank the country and the bank for their help. As a college student in the new era, I must cultivate honesty and trustworthiness. Based on the principle of voluntariness and honesty, I promise:
First, the family economic situation reflected to the county student financial assistance management center and the relevant certification materials submitted are true.
Two, "the National Development Bank student credit loan application form" to fill in the content is true.
Third, abide by the law, be diligent and thrifty, study hard and ensure the smooth completion of school.
I didn't apply for a national student loan at school.
5. If you leave school due to reasons such as joining the army, transferring, studying abroad to settle down or dropping out of school, being expelled from school, you are guaranteed to return all the loan principal before leaving school. If you leave school temporarily because of suspension, etc. , timely notify the development bank and county financial aid management center.
Six, repay the principal and interest of the loan on time after graduation, before the loan is paid off, take the initiative to contact the development bank and the county-level student financial assistance management center every six months to provide the latest communication methods and work units. If loans overdue has not paid it back for one year, the relevant administrative departments and banks can publish its name, ID number and specific breach of contract through news media, Internet and other information channels.
Borrower (student): ID number:
Letter of Commitment (handprint) * * Same borrower (parent): ID number:
Commitment (handprint)
The loan commitment letter 12 *** is the same as the repayment responsibility confirmation letter.
Bank of Lanzhou Longxi Sub-branch:
The borrower applied to your bank for a personal loan of RMB10,000.00 yuan with a term of years, and the borrower obtained the loan of RMB10,000.00 yuan.
The promisor and the borrower are (related), and I am willing to be the same borrower, and I promise to bear the joint and several liability for repayment of all loan principal and interest and related expenses with the borrower.
Commitment (signature):
(imprint of right index finger)
ID number:
date month year
The loan commitment letterNo. 13 is based on _ _ _ _ _ _ _ _, and I hereby promise the following related matters:
1. I voluntarily apply for the loan for my own use, and the information I provided when applying for the loan is true and valid;
2. I promise to use the loan funds according to the purposes agreed in this contract, and I will not use the loan funds for other purposes; If there is any violation, the responsibility shall be borne by myself;
Three, do not obtain loans for others in their own name, that is, you can not lend the loan funds to others for use; If I lend the loan to others in violation of these regulations, I will bear the responsibilities and loan risks arising therefrom;
I know the monthly repayment date and amount of this loan, and promise to repay it on time on the monthly repayment date.
Deposit the loan principal and interest of the current month into the corresponding repayment account (repayment account number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _) and authorize _ _ _ _ _. If I fail to repay the loan on time, I will bear the responsibility;
Verb (abbreviation of verb) I have agreed and signed the loan contract, and I fully know and understand the responsibilities and related obligations stipulated in the contract. I have understood and promised to abide by the above matters. If I violate the above matters, I am willing to bear corresponding legal responsibilities.
Signature and handprint of the promisor (borrower):
Signature and handprint of the promisor's spouse (borrower's spouse):
Signature and handprint of guarantor:
Signing place:
Date of signature: xx, xx, xx.
Shanghai Shangchuan Steel Trading Market Management Co., Ltd. 14 Loan Commitment Letter:
I am the spouse of the borrower, because the borrower and CITIC Bank Shanghai Branch (hereinafter referred to as the bank).
The serial number signed is "Bank Acceptance Agreement". Your company provides a guarantee for the borrower's loan and signs a maximum guarantee contract with the bank. As the spouse of the borrower, I hereby solemnly promise: 1. I fully understand, understand and agree to all the terms of the above loan contract and other related contracts and agreements; 2. I am willing to share all the responsibilities and obligations of the borrower with the borrower.
I hereby promise.
Commitment:
ID number:
date month year
Meihekou city Population and Family Planning Bureau 15 Loan Commitment Letter:
My (counter-guarantor) name, age, retirement time, physical condition (good, average, poor) and ID number.
Code, department (unit name) (department, office, office), position, monthly salary including allowance and bonus income (in words). My salary is not guaranteed by other forms. At the request of (the borrower), I voluntarily provide counter-guarantee with the guarantee provided by your bureau for the borrower to borrow (in words) from the special fund of Jilin Population Welfare Foundation of meihekou city Population and Family Planning Bureau, and bear joint and several liability for guarantee. The scope of counter-guarantee includes: loan principal, borrower's liquidated damages, damages, expenses for realizing creditor's rights, compensation for capital occupation, etc. I promise that my salary will not be guaranteed in any other way during the guarantee period. If the borrower fails to repay the loan at maturity, I agree to repay all the debts on my behalf and voluntarily accept the compulsory execution. Overdue, agreed by the unit or the Finance Bureau from my salary monthly deduction. Until all secured debts are repaid. The wages withheld shall be deposited into the account designated by your bureau.
I promise that the data and information provided by me are true, accurate, complete and effective, and this letter of commitment will take effect immediately after I sign it.
Note: This commitment is made in quadruplicate.