After investors buy funds from fund institutions, they will form corresponding information and materials, which will be kept by relevant institutions. How many years will the fund information be kept? The following is how many years the fund information brought by Bian Xiao has been kept! I hope you like it!

Relevant provisions on the retention period of customer information of fund operating institutions:

1. Customer identity information shall be kept for at least 5 years from the year when the business relationship ends or the one-time transaction is recorded.

2. Customer transaction records shall be kept for at least 5 years from the date of transaction bookkeeping.

Among them, for customer transaction terminal information, the fund company shall, in accordance with technical specifications, digitize the main account opening information of customers and properly save it in the information system. The fund company shall, in accordance with the requirements of the Technical Specification, realize the electronic information of new account opening within 18 months and complete the electronic account opening information of normal stock trading account within 36 months.

A fund operating institution shall properly keep the electronic information of the customer's trading terminal information and account opening information for a period of not less than 20 years. The fund management institution shall properly keep the monitoring video data of the customer's trading area during trading hours for a period of not less than 6 months.

How many years are the fund materials kept?

1. Fund sales organization: A fund sales organization shall keep the investor's account opening information and business-related information for more than fifteen years from the date when the investor's business ends;

2. Fund share registration institution: The fund share registration institution shall keep the investor's name, identity information, transaction details and other relevant information for more than 20 years from the date when the investor cancels the account;

3. Securities and futures institutions: Securities and futures institutions need to keep investors' account opening information and trading information for more than 20 years.

How do fund sales organizations keep information?

1. Each fund sales institution shall establish a complete data management and confidentiality system, regularly maintain the data system and update relevant information in time. Agents should also keep customer information confidential:

2. Fund sales institutions need to make clear the fund use right and transaction information of each customer, and keep relevant records:

3. Institutions need to back up and upload customers' transaction information in accordance with relevant national laws, and also need to establish a complete file management system.

How many years are the fund materials kept?

1. Records of investment decisions, transactions, information disclosure, investor suitability management, internal control activities and other relevant materials. The shares of private equity funds shall be kept for no less than 10 years from the date of termination of fund liquidation.

2. The fund-raising institution shall establish and improve the file management system, properly preserve the relevant information and materials for fulfilling the obligation of appropriateness in accordance with relevant regulations, and prevent leakage or improper use. The retention period of investor suitability management system, investor information, supporting scheme, warning information, audio and video materials and self-inspection report shall not be less than 20 years. In combination with the above provisions, the retention period of investors' suitability-related information should be met at the same time: not less than 20 years and not less than 10 years from the date of termination of fund liquidation.

How long will the results of the fund qualification examination be retained?

The results of the fund qualification examination shall be retained for 4 years.

Those who have passed the "Basic Knowledge of Fund Sales" examination and have not worked in relevant institutions for more than four years need to pass the qualification examination of the fund industry association, or apply to the fund industry association for registered fund sales qualification through their institutions after completing the required follow-up training hours in the last two years.

Fund qualification certificate is a qualification certificate for engaging in the fund industry, and the achievement certificate of fund qualification examination is not the same as the qualification certificate.

If you want to apply for the qualification certificate of fund practitioners, you need to print the qualification certificate uniformly by the institution where the fund practitioners work, and get the official seal of the institution.

How many years are the fund materials kept?

A single investment fund is to buy a large sum of money in bulk at one time.

The fixed investment of the fund is to buy the designated fund in batches, instead of putting all the investment funds or large sums of money into the fund market at one time. The buying time, investment frequency and investment amount of the fund's fixed investment have certain regularity and planning.

This investment method of investing in fixed fund products at a fixed time and amount is called fixed fund investment, which is referred to as fixed fund investment for short.

For example, Zhang San set up a fixed investment fund plan through the fund company official website. The specific content of the fixed investment plan of the fund is as follows: On the 8th of each month, the fund company will automatically deduct 500 yuan from Zhang San's bank card of Bank of Beijing to buy HSBC Jintrust large-cap stock A fund.

The investment plan made by Zhang San is a standard and ordinary fund investment plan.

Nowadays, many online financial masters, including Warren Buffett, have repeatedly expressed their views in public, suggesting that ordinary investors invest for themselves or their families and accumulate wealth by means of fixed fund investment.

I hope that if you read this article, you will think more and act more.

If investors want to start making fixed investment in the fund, they can do it on the website of the fund company or the third-party fund sales organization. Make a fixed investment plan, set the date of each deduction, the amount of each deduction, the card number of the debit card, and which fund to apply for. On the specified date, the fund company or the third-party fund sales organization will automatically deduct the money within the agreed time and automatically complete the subscription.

Fund fixed investment = fund+fixed investment.

1, what is a fund first?

The definition in the textbook will not be shown here. The popular understanding is that ordinary people give money to fund companies for investment, and through the professional management of fund companies, they expect to get higher returns than their own investment. Fund companies are strictly supervised by the CSRC, and as investors, they can participate in the investment with great confidence. Of course, since it is an investment, it is necessary to bear investment risks, but there will be no situation in which fund companies run away with money. Strict supervision and regular information disclosure also ensure that the operation of fund companies is very standardized.

Note: Funds can be divided into Public Offering of Fund and private equity funds by way of raising. The fund referred to in this article refers to Public Offering of Fund, and it is also the one that everyone contacts most.

2. What is a fixed investment?

Fixed investment is short for regular investment. For example, if I want to participate in fund investment, I can buy 1000 yuan on the 5th of each month. Why would I do that? Why not buy it right away and put it there, just like buying other bank wealth management products? There are two reasons:

On the one hand, I may not have any savings, and I will have money to buy funds when I get paid every month, so I will buy some every month.

On the other hand, the most important reason is that the fund's income comes from the bid-ask price difference. Prices fluctuate. If I buy a lot at a time and it happens to be expensive, it may take a long time to make a profit. But I buy a little every month. Maybe it's more expensive this month and cheaper next month? After reading it for a long time, the price I bought was relatively average, and I was more likely to make a profit.

For example, I invest 65,438+0,000 yuan every month to buy a fund. When I first bought it, the fund price was 2 yuan (that is, the net value of the fund), and I could buy 500 copies (for the convenience of calculation, we don't consider the handling fee first, and the handling fee is very small, so it will have little impact if it is not calculated); The second time I bought it, it dropped to 1.5 yuan. I can buy 666 copies. Counting these two times, I invested 2000 yuan and bought 1 166 funds, and the cost price of each fund was 1.72 yuan. When the future fund price exceeds 1.72 yuan, I start to make a profit. The advantage of the fixed investment of the fund is to avoid buying at a high point at one time, which leads to long-term unprofitable.