1. Handling savings cards in different places: proof of residence and proof of work are required. Under 18, you need to be accompanied by your parents, bring your ID card, and bring your household registration book without your ID card.
2. To apply for a credit card in a different place: you need to bring your ID card, household registration book, residence certificate, work income certificate, fixed assets certificate, etc. You can apply to the bank or online, prepare valid proof assets, and send them to the designated address after approval.
The differences between local bank cards and remote bank cards include the following:
1. Time withdrawal fee is different: time deposits can be withdrawn from different places. Users need to pay a certain handling fee when using non-local cards to handle RMB time deposit deposit deposit and withdrawal business; Local withdrawals are free;
2. Business scope is different: remote bank cards can handle business in local counterparts, but they cannot handle business such as bank card loss reporting and ID number modification. If the cardholder reports the loss locally, he must report the loss through the customer's phone. Like the general bank card business, the modification, deposit, transfer and loan of the reserved mobile phone number can be handled locally.
3. Card numbers are different: different bank card numbers are different in different regions. The bank card number of each bank has its corresponding meaning, especially the first few digits, which generally represent the bank name code and related bank, bank card and personal information. The 7- 10 bit (debit card) is the code of the issuing bank, that is, it can be queried in which province and city the card was issued.
To sum up, when I go to a business outlet, I can apply for a bank card in a different place with my ID card. However, in order to prevent criminals from illegally opening, buying and selling bank accounts and payment accounts, many places need to show residence permits, work certificates and other relevant certification materials that can prove that they live or work in the local area when handling bank cards in different places. Different business outlets have different requirements, so you can call the customer service hotline of the handling bank in advance for consultation.
Legal basis:
Article 28 of the Measures for the Administration of Bank Cards
Individuals applying for bank cards (except stored-value cards) shall provide the issuing bank with the valid identity documents of the personnel designated by the public security department, and open a registered account for them after passing the examination by the issuing bank; To open a basic account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.