In life, most of the post-9s people have already worked, and basically they have a little savings, and financial management is to make money and get greater benefits. So how to manage money after the post-9s is better? We have prepared relevant contents and financial plans for the post-9s generation. Interested friends come and have a look!
At present, there are many ways to manage money, such as funds, stocks, futures, gold, wealth management products, etc. When managing money, it is generally based on prudent financial management, and stocks and futures with too high risks are not recommended, because without certain professional knowledge, it is easy to lose money.
low-risk financial management can be considered more, and in financial management, the funds can be divided into two parts, one part is used for daily expenses and the other part is used for regular financial management.
current wealth management can be considered as products that are connected with money funds, such as Yu' ebao, Coin Pass and Chaochaobao. The advantage is that they can be directly used for consumption. The disadvantage is that the value of t+1 is limited, and the amount of quick redemption is limited.
It is also a cash wealth management product that can be considered to be put into bank t+. For example, China Merchants Bank is getting more and more profits. Its advantage is that the interest will be paid on the same day, and the amount will be paid on the same day. You can choose the appropriate current wealth management according to your own situation.
however, regular financial management generally has a time limit, but the rate of return is generally higher than the current income. You can see that the general time limit is January, March, half a year, etc. You can choose the time limit according to your own needs.
You can also consider buying several wealth management products, but the term is different. For example, you can buy one-month wealth management and one-and-a-half-year wealth management, so that if something needs to be used, you don't have to wait long, and you can take out one-month wealth management.