At present, the maximum application amount of Xiaomi's satellite loan is 200,000, and the service period can be divided into 6- 12 months. The information required for the application is also relatively simple, providing personal identity authentication and face recognition, and then all that is left is to provide basic personal information. The age range of open application is over 2 1 year, and generally under 49 years old, and the application will be better approved. Recently, the market has actually received a lot of feedback on the next loan with Star Loan, and many brothers who have had a quota before have successfully withdrawn their cash. According to the feedback from users who recently submitted the Xiaomi loan application, after the Xiaomi loan was submitted for review, the whole process was approved by the system, and there was no telephone call back. If the approval is successful, the amount can be withdrawn on the same day. In terms of interest, take the loan 10800 minutes 12 months as an example, and the monthly repayment amount is about 999.42 (please refer to the actual interest rate when borrowing).
Xiaomi's accompanying loan is a formal lending platform;
1, background funds
Xiaomi is a reliable online loan. It is an online pure credit loan product opened by Xiaomi Finance for individuals. It has a formal financial license issued by the China Banking Regulatory Commission and is eligible to lend. The funds are provided by Xiaomi Small Loan, and the security is still guaranteed. You can use it safely.
2. Product advantages
Xiaomi's accompanying loan was recently renamed Tianxing Finance, which can be directly searched in Xiaomi Mall, providing users with a loan amount of 200,000 yuan, with a service life of 6- 12, and the amount can be recycled and repaid with the loan. There are also Xiaomi's excellent loan products, which are mainly aimed at high-quality users who borrow from satellites. There is no quota, and it is also a very reliable product.
3. Interest rate and interest expense
Xiaomi freely borrows the official daily interest rate from 0.02%, and the annualized interest rate is 7.2%-24%, which is within the interest rate range stipulated by the state. Mainly based on the user's credit qualification and comprehensive conditions. The better the credit, the lower the approval interest rate. The specific interest rate is subject to the actual loan approval.
4. Is it a credit report?
Xiaomi Financial's loan products are definitely on credit. Xiaomi Finance has been connected to the central bank's credit information system. When submitting a loan, the user will be asked to confirm the personal credit authorization, check the user's credit information, and report the credit information after the deadline. Remember to repay the loan on time.
5. How about the next payment?
Xiaomi's loan with the star is still very good. Can provide basic personal information, face recognition, have a stable job and good personal credit. It can basically pass the audit. High-quality users who often use Xiaomi products will have higher recognition amount and lower interest rate.
6. Matters needing attention
If other loan products appear on the audit results page, it means that they are unqualified or rejected. Xiaomi Suixing Loan is a loan product for checking credit information. Please be careful not to exceed the time limit to affect personal credit information.