Futures running refers to the situation that the platform controller loses contact, the platform closes down, and the platform operator escapes with the investment of platform customers. The purpose of establishing such a platform is to cheat, fabricate borrower information, use high interest rate as bait, attract investors to invest heavily through false propaganda and secondary bidding, and then flee. The loan projects on the platform are fictitious loan targets of affiliated enterprises or platforms, and the funds raised are for personal use. Ponzi scheme, also called robbing Peter to pay Paul in China, is simply to borrow the new and return the old, use the money of new investors to pay interest and short-term returns to old investors, create the illusion of making money, and then defraud more investment.