1. The limit of single transaction and daily cumulative transaction of ICBC Class II card is 10000 yuan. If the Class II card is bound to the Class I card of the peer, there is no restriction on mutual transfer. ICBC's Class II physical savings card, regardless of withdrawal, transfer and other transactions, has a daily cumulative limit of 1 10,000 yuan and an annual cumulative limit of 200,000 yuan.
2. Bank Card The second-class card is the second-class account bank card of the bank. The state stipulates that the same user can only handle four bank cards, of which only one can be a first-class account bank card, and others can only handle second-class and third-class accounts. The first-class account has complete functions, such as depositing, purchasing wealth management products, withdrawing cash, transferring money, spending, paying fees, etc. The second-class account has many restrictions, such as the payment limit of RMB 6,543,800+0,000, and it is impossible to deposit or withdraw cash.
3. The differences between the first-class card and the second-class card of ICBC are as follows: account form: the first-class card is a debit card and a passbook; The second card is an electronic account, or a physical card can be issued. Usage limit: there is no limit for the first-class card; The second card is not bound to an account, and it can deposit and withdraw cash and pay for consumption. Daily cumulative limit 1 1,000, and annual cumulative limit of 200,000. Main functions: one card can deposit and withdraw cash, finance, transfer money, pay fees and so on. The main functions of the second-class card are savings deposit, investment and financial management, consumption and payment within the limit, and transfer of funds from the limit to the bound account. In addition, the same person can only open one type of account in the same bank, and can only handle two types and three types of accounts when issuing cards.
The second type of card is the bank card responsible for daily financial management, investment and other consumption. Type II households can make deposits, purchase financial products such as investment and wealth management products, restrict consumption and payment, and restrict transfer to unbound accounts. Upon face-to-face identification by bank staff, Class II households can also handle cash deposit and withdrawal, transfer of funds from unbound accounts, and issuance of bank cards as physical cards. Among them, the daily cumulative limit of transferring cash to unbound accounts by Class II households is 6,543,800 yuan, and the annual cumulative limit is 200,000 yuan; The daily cumulative total limit of consumption payment, transfer to unbound account and cash withdrawal is 6,543,800 yuan, and the annual cumulative total limit is 200,000 yuan.