In order to create a good environment for the use of credit cards and advocate the rational and compliant use of credit cards, according to the relevant national laws and regulations, regulatory requirements and the credit card collection contract of Qingdao Bank, the purposes of credit card funds (including overdraft consumption, cash advance and cash installment) are further clarified as follows.

Qingdao Bank Card shall not be used for buying stocks, funds, futures, wealth management products, investing in precious metals and other equity investments and other investment fields.