Buy low, sell high. If you hold a large amount of foreign currency, you should consider appreciation. If it is less, it doesn't matter. If it is an enterprise, it is best to do foreign exchange futures and hedge. However, it is unlikely to appreciate. If there is, the appreciation will not be large, and the state should control it. But it is not just a question of RMB appreciation. What if the dollar also appreciates? So consider both sides. If your worries still exist, you also think you will lose. Then change it into other currencies. Or gold. Wait a minute. But one thing, any currency has risks.

Steps for purchasing foreign exchange through online banking:

1. Enter the online banking of Industrial and Commercial Bank of China, log in to the home page and click the settlement and sale of foreign exchange.

2. Choose whether to settle or sell foreign exchange.

3. Then fill in the information such as the currency, amount and purpose of the funds sold or bought, and click Next directly after filling it out to confirm the information again. If you want to withdraw foreign exchange, you must go to the business hall of the bank. The time required is very short, and online transactions will be discounted.