1, overdue.

2. The debt ratio has increased.

3. Income becomes unstable.

4. Personal information has been changed.

5. Use white bars in violation of regulations.

Under normal circumstances, the platform will not reduce the credit line at will, so in this case, it is necessary to contact the platform in time to see where the problem lies. After finding the problem, see if you can find a solution.

In order not to affect the normal use of IOUs, it is necessary to keep records of IOUs and repayment. If you really feel the pressure of repayment, you should also apply for bill installment or minimum repayment in time. Although there will be a handling fee, it is better than overdue.

In addition, it is necessary to use IOUs in a reasonable and compliant manner, and there can be no misappropriation, such as misappropriating IOUs for financial management or even buying a house. Once these are discovered by the platform, they will be regarded as breach of contract and the corresponding responsibilities will be investigated.

If the online loan is rejected many times, you can clearly understand the problems in your big data in "Kingfisher Data". It is an accurate and complete big data system, which cooperates with more than 2,000 online lending platforms to provide accurate and complete data.

Extended data:

What if the amount owed is too low?

If the amount owed is too low, you can participate in the cash withdrawal task launched by Jingdong Finance, such as weekly cash withdrawal package. You can collect this week's cash withdrawal package from Monday at 0: 00, and the validity period is calculated from the date of cash withdrawal, and it is valid within 7 days.

There is also the amount of benefits signed in today, and there is a chance to receive a daily cash withdrawal package.

Of course, in order to continuously and effectively increase the quota, it needs to be comprehensively evaluated before it can be awarded. It is not easy to increase the quota.

Usually, you can spend more money in JD.COM. Be careful not to return goods or have bad reviews, and keep a good record of consumption. And can open small white credit, improve credit score and increase credit value; You can also purchase the wealth management products of Jingdong Finance appropriately to increase your personal assets in JD.COM.

The above operations help to improve the comprehensive score of the system, and the improvement of the comprehensive score of the system will naturally increase the amount.

If the loan is opened in the small vault of Jingdong, as long as more funds are deposited in the small vault of Jingdong and locked, the loan will naturally increase accordingly.